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Clearwater, FL—33765

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$341,000
8.7% YoY Growth
Household Income
$61,900
46.6% YoY Growth
Days on Market
62
18.0% Longer YoY
Home Price Forecast
1.3%
Median Rent
$1,750
4.6% YoY Growth
1-Bed Rent
$1,410
7.6% YoY Growth
2-Bed Rent
$1,650
1.7% YoY Growth
3-Bed Rent
$2,540
4.0% YoY Growth

Other Zip Codes in Clearwater, FL

3376733764337633375533756337593376133762
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Clearwater, FL

As of Dec '25, the median home price in Clearwater, FL is $341,000, with a year-over-year change of -8.7%. This indicates that home prices in Clearwater, FL are decreasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$341,000-8.7%
Single Family $366,000-8.5%
Condos $163,000-11.9%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $107,000
    -15.1%
    2 Bed
    		$245,000-9.9%
    3 Bed
    		$380,000-7.1%
    4 Bed
    		$511,000-6.4%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.3%
    1 Bedroom
    19.0%
    2 Bedrooms
    43.6%
    3 Bedrooms
    26.1%
    4 Bedrooms
    9.6%
    5+ Bedrooms
    0.4%

    Rental Trends — Clearwater, FL

    As of July '25, Rentcast reports the average rent in Clearwater, FL is $2,040, with a year-over-year rent change of 4.6%. Per bedroom, the median rent as of July '25 in Clearwater, FL is studios: $1,490, 1-bedrooms: $1,420, 2-bedrooms: $1,750, 3-bedrooms: $2,600, 4-bedrooms: $3,500. The most common rental property sizes in Clearwater, FL are 2-bedroom and 1-bedroom, accounting for 42.4% and 32.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,750$2,040
    Studio Rent $1,490$1,490
    1 Bed Rent $1,410$1,420
    2 Bed Rent $1,650$1,750
    3 Bed Rent $2,540$2,600
    4 Bed Rent $3,500$3,500
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    % of Rental Stock

    Studio
    3.1%
    1 Bedroom
    32.8%
    2 Bedrooms
    42.4%
    3 Bedrooms
    21.3%
    4 Bedrooms
    0.5%

    Property Listings — Clearwater, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Clearwater, FL is 89. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$358,00012.0%
    Listing Count
    		51-3.0%
    Listings as % of Homes0.5%-3.0%
    Days on Market
    		6218.0%
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    Demographics — Clearwater, FL

    As of the latest ACS Survey released in 2023, Clearwater, FL has a population of 14,400, which has remained stable by 0.7% over the past 5 years. Clearwater, FL is a moderately popular place for families, as children make up 17.7% of the population. The area has a moderately educated workforce, with 28.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		14,4000.7%
    % Under 18
    		17.7%-3.8%
    % Seniors
    		22.3%45.8%
    % WFH
    		19.0%196.9%
    % w/ College Degree
    		28.7%26.4%
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    As of the latest ACS Survey released in 2023, Clearwater, FL is a predominantly white area, with 63.4% of the population identifying as white. The white population has grown by 0.8% in the last 5 years. The second most common race or ethnicity in Clearwater, FL is hispanic, making up 18.6% of the population. Foreign-born residents account for 22.1% of the population in Clearwater, FL, and this percentage has increased by 25.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		63.4%0.8%
    % Black
    		7.8%-8.2%
    % Hispanic
    		18.6%-27.9%
    % Asian
    		7.2%1,100.0%
    % Foreign Born
    		22.1%25.6%
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    Mortgage and Risk — Clearwater, FL

    According to HUD data as of 2023, there were 126 mortgage originations in Clearwater, FL, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Clearwater, FL. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		126
    % Conventional Loans
    		87.0%
    % Government Loans
    		13.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		14.0%
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    Rentals and Section 8 — Clearwater, FL

    As of 2024, the percent of homes in Clearwater, FL under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Clearwater, FL, because HUD payments exceed market rent, while 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		45
    Total Units Section 8
    		45
    % Rentals under Section 8
    		1.6%
    % Occupied Section 8
    		63.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$290$1,410$1,700
    2 Bedroom$350$1,650$2,000
    3 Bedroom$20$2,540$2,560
    4 Bedroom-$380$3,500$3,120

    Affordability — Clearwater, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5.9
    Median Home Price$341,000
    Median Household Income$61,900

    Clearwater, FL — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Clearwater, FL

    33763

    Clearwater, FL

    33759

    Clearwater, FL

    33755

    Clearwater, FL

    33764

    Clearwater, FL

    33756

    Frequently Asked Questions