Clearwater, FL—33767
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clearwater, FL
As of Oct '25, the median home price in Clearwater, FL is $707,000, with a year-over-year change of -8.8%. This indicates that home prices in Clearwater, FL are decreasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $707,000 | -8.8% |
| Single Family | $1,125,000 | -9.6% |
| Condos | $621,000 | -8.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $319,000 | -12.6% |
2 Bed | $615,000 | -9.3% |
3 Bed | $1,191,000 | -7.5% |
4 Bed | $1,725,000 | -7.4% |
| 5 Bed | $2,504,000 | -6.4% |
% of Housing Stock
Rental Trends — Clearwater, FL
As of July '25, Rentcast reports the average rent in Clearwater, FL is $4,030, with a year-over-year rent change of -7.6%. Per bedroom, the median rent as of July '25 in Clearwater, FL is studios: $2,280, 1-bedrooms: $2,570, 2-bedrooms: $3,830, 3-bedrooms: $6,020, 4-bedrooms: $5,300. The most common rental property sizes in Clearwater, FL are 2-bedroom and 1-bedroom, accounting for 55.2% and 28.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $4,030 |
| Studio Rent | $2,200 | $2,280 |
| 1 Bed Rent | $2,500 | $2,570 |
| 2 Bed Rent | $3,500 | $3,830 |
| 3 Bed Rent | $6,300 | $6,020 |
| 4 Bed Rent | $5,300 | $5,300 |
% of Rental Stock
Property Listings — Clearwater, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Clearwater, FL is 122. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $918,000 | 6.0% |
Listing Count | 384 | 21.0% |
| Listings as % of Homes | 2.8% | 21.0% |
Days on Market | 122 | 5.0% |
Demographics — Clearwater, FL
As of the latest ACS Survey released in 2023, Clearwater, FL has a population of 7,410, which has decreased by -4.0% over the past 5 years. Clearwater, FL is a less popular place for families, as children make up 6.2% of the population. The area has a highly educated workforce, with 54.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 36.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,410 | -4.0% |
% Under 18 | 6.2% | -6.1% |
% Seniors | 47.8% | 2.6% |
% WFH | 36.3% | 207.6% |
% w/ College Degree | 54.7% | 14.2% |
As of the latest ACS Survey released in 2023, Clearwater, FL is a predominantly white area, with 91.5% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Clearwater, FL is hispanic, making up 4.1% of the population. Foreign-born residents account for 14.2% of the population in Clearwater, FL, and this percentage has decreased by 4.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.5% | -0.3% |
% Black | 0.8% | -50.0% |
% Hispanic | 4.1% | 0.0% |
% Asian | 2.3% | 0.0% |
% Foreign Born | 14.2% | -4.7% |
Mortgage and Risk — Clearwater, FL
According to HUD data as of 2023, there were 246 mortgage originations in Clearwater, FL, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Clearwater, FL. Investor activity is low, as 7.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 246 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 7.0% |
% Second Loans | 39.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Clearwater, FL
As of 2024, the percent of homes in Clearwater, FL under the Section 8 program is 0.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Clearwater, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$160 | $2,500 | $2,340 |
| 2 Bedroom | -$760 | $3,500 | $2,740 |
| 3 Bedroom | -$2,790 | $6,300 | $3,510 |
| 4 Bedroom | -$1,030 | $5,300 | $4,270 |
Affordability — Clearwater, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.6 |
| Median Home Price | $707,000 |
| Median Household Income | $106,000 |