Seminole, FL—33772
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Seminole, FL
As of Oct '25, the median home price in Seminole, FL is $362,000, with a year-over-year change of -8.6%. This indicates that home prices in Seminole, FL are decreasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $362,000 | -8.7% |
| Single Family | $396,000 | -9.2% |
| Condos | $143,000 | -11.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $110,000 | -14.1% |
2 Bed | $306,000 | -8.7% |
3 Bed | $439,000 | -7.8% |
4 Bed | $572,000 | -6.5% |
| 5 Bed | $765,000 | -6.0% |
% of Housing Stock
Rental Trends — Seminole, FL
As of July '25, Rentcast reports the average rent in Seminole, FL is $2,280, with a year-over-year rent change of 5.6%. Per bedroom, the median rent as of July '25 in Seminole, FL is studios: $490, 1-bedrooms: $1,680, 2-bedrooms: $1,940, 3-bedrooms: $2,770, 4-bedrooms: $3,090. The most common rental property sizes in Seminole, FL are 2-bedroom and 1-bedroom, accounting for 45.3% and 27.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,280 |
| Studio Rent | $490 | $490 |
| 1 Bed Rent | $1,720 | $1,680 |
| 2 Bed Rent | $1,840 | $1,940 |
| 3 Bed Rent | $2,700 | $2,770 |
| 4 Bed Rent | $2,950 | $3,090 |
% of Rental Stock
Property Listings — Seminole, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Seminole, FL is 71. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $374,000 | -2.0% |
Listing Count | 167 | 30.0% |
| Listings as % of Homes | 0.6% | 30.0% |
Days on Market | 71 | 15.0% |
Demographics — Seminole, FL
As of the latest ACS Survey released in 2023, Seminole, FL has a population of 23,400, which has increased by 4.0% over the past 5 years. Seminole, FL is a moderately popular place for families, as children make up 15.7% of the population. The area has a moderately educated workforce, with 32.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 23,400 | 4.0% |
% Under 18 | 15.7% | -3.1% |
% Seniors | 28.5% | 5.6% |
% WFH | 17.3% | 276.1% |
% w/ College Degree | 32.4% | 15.7% |
As of the latest ACS Survey released in 2023, Seminole, FL is a predominantly white area, with 83.9% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Seminole, FL is hispanic, making up 8.1% of the population. Foreign-born residents account for 9.7% of the population in Seminole, FL, and this percentage has increased by 27.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.9% | -3.6% |
% Black | 2.3% | 76.9% |
% Hispanic | 8.1% | 12.5% |
% Asian | 2.7% | 17.4% |
% Foreign Born | 9.7% | 27.6% |
Mortgage and Risk — Seminole, FL
According to HUD data as of 2023, there were 494 mortgage originations in Seminole, FL, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Seminole, FL. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 494 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Seminole, FL
As of 2024, the percent of homes in Seminole, FL under the Section 8 program is 3.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Seminole, FL, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 157 |
Total Units Section 8 | 157 |
% Rentals under Section 8 | 3.4% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$20 | $1,720 | $1,700 |
| 2 Bedroom | $150 | $1,840 | $1,990 |
| 3 Bedroom | -$150 | $2,700 | $2,550 |
| 4 Bedroom | $150 | $2,950 | $3,100 |
Affordability — Seminole, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $362,000 |
| Median Household Income | $74,000 |