Seminole, FL—33777
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Seminole, FL
As of Oct '25, the median home price in Seminole, FL is $321,000, with a year-over-year change of -8.0%. This indicates that home prices in Seminole, FL are decreasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $321,000 | -8.0% |
| Single Family | $360,000 | -7.7% |
| Condos | $190,000 | -10.8% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $130,000 | -13.3% |
2 Bed | $225,000 | -9.6% |
3 Bed | $361,000 | -7.0% |
4 Bed | $538,000 | -6.6% |
| 5 Bed | $966,000 | -5.8% |
% of Housing Stock
Rental Trends — Seminole, FL
As of July '25, Rentcast reports the average rent in Seminole, FL is $2,170, with a year-over-year rent change of -2.3%. Per bedroom, the median rent as of July '25 in Seminole, FL is studios: $1,370, 1-bedrooms: $1,350, 2-bedrooms: $2,200, 3-bedrooms: $2,380, 4-bedrooms: $2,500. The most common rental property sizes in Seminole, FL are 2-bedroom and 3-bedroom, accounting for 37.2% and 22.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,170 |
| Studio Rent | $1,400 | $1,370 |
| 1 Bed Rent | $1,400 | $1,350 |
| 2 Bed Rent | $2,100 | $2,200 |
| 3 Bed Rent | $2,340 | $2,380 |
| 4 Bed Rent | $2,340 | $2,500 |
% of Rental Stock
Property Listings — Seminole, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Seminole, FL is 72. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $337,000 | -8.0% |
Listing Count | 163 | -1.0% |
| Listings as % of Homes | 1.1% | -1.0% |
Days on Market | 72 | 4.0% |
Demographics — Seminole, FL
As of the latest ACS Survey released in 2023, Seminole, FL has a population of 18,300, which has increased by 6.4% over the past 5 years. Seminole, FL is a moderately popular place for families, as children make up 16.6% of the population. The area has a moderately educated workforce, with 37.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,300 | 6.4% |
% Under 18 | 16.6% | 0.6% |
% Seniors | 24.1% | -8.7% |
% WFH | 17.8% | 143.8% |
% w/ College Degree | 37.9% | 28.0% |
As of the latest ACS Survey released in 2023, Seminole, FL is a predominantly white area, with 73.0% of the population identifying as white. The white population has shrunk by 11.9% in the last 5 years. The second most common race or ethnicity in Seminole, FL is hispanic, making up 12.0% of the population. Foreign-born residents account for 12.0% of the population in Seminole, FL, and this percentage has increased by 18.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.0% | -11.9% |
% Black | 5.4% | 184.2% |
% Hispanic | 12.0% | 96.7% |
% Asian | 4.3% | -2.3% |
% Foreign Born | 12.0% | 18.8% |
Mortgage and Risk — Seminole, FL
According to HUD data as of 2023, there were 405 mortgage originations in Seminole, FL, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Seminole, FL. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 405 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Seminole, FL
As of 2024, the percent of homes in Seminole, FL under the Section 8 program is 5.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Seminole, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 56 |
Total Units Section 8 | 56 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $670 | $1,400 | $2,070 |
| 2 Bedroom | $330 | $2,100 | $2,430 |
| 3 Bedroom | $770 | $2,340 | $3,110 |
| 4 Bedroom | $1,450 | $2,340 | $3,790 |
Affordability — Seminole, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $321,000 |
| Median Household Income | $88,700 |