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Largo, FL—33778

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$347,000
5.5% YoY Growth
Household Income
$63,600
38.2% YoY Growth
Days on Market
53
3.0% Shorter YoY
Home Price Forecast
0.9%
Median Rent
$2,090
15.3% YoY Growth
1-Bed Rent
$1,250
7.1% YoY Growth
2-Bed Rent
$1,850
0.5% YoY Growth
3-Bed Rent
$2,400
20.5% YoY Growth

Other Zip Codes in Largo, FL

33774337713377333770
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Largo, FL

As of Dec '25, the median home price in Largo, FL is $347,000, with a year-over-year change of -5.5%. This indicates that home prices in Largo, FL are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$347,000-5.5%
Single Family $365,000-4.9%
Condos $161,000-13.0%

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • $135,000
    -10.6%
    2 Bed
    		$218,000-8.0%
    3 Bed
    		$402,000-4.5%
    4 Bed
    		$464,000-3.9%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    1.6%
    1 Bedroom
    6.5%
    2 Bedrooms
    47.4%
    3 Bedrooms
    30.1%
    4 Bedrooms
    13.7%
    5+ Bedrooms
    0.7%

    Rental Trends — Largo, FL

    As of July '25, Rentcast reports the average rent in Largo, FL is $2,110, with a year-over-year rent change of -15.3%. Per bedroom, the median rent as of July '25 in Largo, FL is studios: $1,320, 1-bedrooms: $1,300, 2-bedrooms: $1,910, 3-bedrooms: $2,410, 4-bedrooms: $3,350. The most common rental property sizes in Largo, FL are 2-bedroom and 1-bedroom, accounting for 53.8% and 23.3% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,090$2,110
    Studio Rent $1,220$1,320
    1 Bed Rent $1,250$1,300
    2 Bed Rent $1,850$1,910
    3 Bed Rent $2,400$2,410
    4 Bed Rent $3,300$3,350
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    % of Rental Stock

    Studio
    2.0%
    1 Bedroom
    23.3%
    2 Bedrooms
    53.8%
    3 Bedrooms
    19.9%
    4 Bedrooms
    1.0%

    Property Listings — Largo, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Largo, FL is 73. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 49.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$346,000-8.0%
    Listing Count
    		6935.0%
    Listings as % of Homes0.6%35.0%
    Days on Market
    		53-3.0%
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    Demographics — Largo, FL

    As of the latest ACS Survey released in 2023, Largo, FL has a population of 16,100, which has increased by 9.1% over the past 5 years. Largo, FL is a moderately popular place for families, as children make up 17.2% of the population. The area has a moderately educated workforce, with 26.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		16,1009.1%
    % Under 18
    		17.2%-3.9%
    % Seniors
    		26.4%2.7%
    % WFH
    		10.9%87.9%
    % w/ College Degree
    		26.1%35.9%
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    As of the latest ACS Survey released in 2023, Largo, FL is a predominantly white area, with 71.8% of the population identifying as white. The white population has shrunk by 10.9% in the last 5 years. The second most common race or ethnicity in Largo, FL is hispanic, making up 14.6% of the population. Foreign-born residents account for 12.8% of the population in Largo, FL, and this percentage has increased by 45.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		71.8%-10.9%
    % Black
    		9.0%-8.2%
    % Hispanic
    		14.6%170.4%
    % Asian
    		2.2%37.5%
    % Foreign Born
    		12.8%45.5%
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    Mortgage and Risk — Largo, FL

    According to HUD data as of 2023, there were 255 mortgage originations in Largo, FL, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Largo, FL. Investor activity is low, as 3.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		255
    % Conventional Loans
    		75.0%
    % Government Loans
    		25.0%
    % Investor Loans
    		3.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		19.0%
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    Rentals and Section 8 — Largo, FL

    As of 2024, the percent of homes in Largo, FL under the Section 8 program is 19.5%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Largo, FL, because HUD payments exceed market rent, while 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		309
    Total Units Section 8
    		288
    % Rentals under Section 8
    		19.5%
    % Occupied Section 8
    		92.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$440$1,250$1,690
    2 Bedroom$130$1,850$1,980
    3 Bedroom$140$2,400$2,540
    4 Bedroom-$210$3,300$3,090

    Affordability — Largo, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio5.6
    Median Home Price$347,000
    Median Household Income$63,600

    Largo, FL — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Largo, FL

    33774

    Largo, FL

    33770

    Seminole, FL

    33772

    Largo, FL

    33773

    Seminole, FL

    33776

    Frequently Asked Questions