Frostproof, FL—33843
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Frostproof, FL
As of Oct '25, the median home price in Frostproof, FL is $218,000, with a year-over-year change of -6.0%. This indicates that home prices in Frostproof, FL are decreasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $218,000 | -6.0% |
| Single Family | $218,000 | -5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $140,000 | -7.3% |
3 Bed | $253,000 | -3.4% |
4 Bed | $346,000 | 2.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Frostproof, FL
As of July '25, Rentcast reports the average rent in Frostproof, FL is $1,600, with a year-over-year rent change of 28.0%. Per bedroom, the median rent as of July '25 in Frostproof, FL is studios: $695, 1-bedrooms: $911, 2-bedrooms: $1,110, 3-bedrooms: $1,500, 4-bedrooms: $3,700. The most common rental property sizes in Frostproof, FL are 2-bedroom and 1-bedroom, accounting for 52.6% and 20.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,600 |
| Studio Rent | $695 | $695 |
| 1 Bed Rent | $900 | $911 |
| 2 Bed Rent | $1,100 | $1,110 |
| 3 Bed Rent | $1,450 | $1,500 |
| 4 Bed Rent | $3,600 | $3,700 |
% of Rental Stock
Property Listings — Frostproof, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Frostproof, FL is 74. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $301,000 | 4.0% |
Listing Count | 64 | 6.0% |
| Listings as % of Homes | 0.8% | 6.0% |
Days on Market | 74 | 20.0% |
Demographics — Frostproof, FL
As of the latest ACS Survey released in 2023, Frostproof, FL has a population of 11,100, which has remained stable by -0.6% over the past 5 years. Frostproof, FL is a less popular place for families, as children make up 12.5% of the population. The area has a poorly educated workforce, with 14.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,100 | -0.6% |
% Under 18 | 12.5% | -25.1% |
% Seniors | 32.0% | 23.6% |
% WFH | 10.5% | 425.0% |
% w/ College Degree | 14.8% | 22.3% |
As of the latest ACS Survey released in 2023, Frostproof, FL is a predominantly white area, with 64.5% of the population identifying as white. The white population has grown by 12.2% in the last 5 years. The second most common race or ethnicity in Frostproof, FL is hispanic, making up 24.0% of the population. Foreign-born residents account for 7.8% of the population in Frostproof, FL, and this percentage has decreased by 38.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.5% | 12.2% |
% Black | 7.7% | -32.5% |
% Hispanic | 24.0% | -16.7% |
% Asian | 0.3% | -40.0% |
% Foreign Born | 7.8% | -38.6% |
Mortgage and Risk — Frostproof, FL
According to HUD data as of 2023, there were 185 mortgage originations in Frostproof, FL, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Frostproof, FL. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 185 |
% Conventional Loans | 56.0% |
% Government Loans | 44.0% |
% Investor Loans | 3.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Frostproof, FL
As of 2024, the percent of homes in Frostproof, FL under the Section 8 program is 0.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Frostproof, FL, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $20 | $900 | $920 |
| 2 Bedroom | $30 | $1,100 | $1,130 |
| 3 Bedroom | $70 | $1,450 | $1,520 |
| 4 Bedroom | -$1,690 | $3,600 | $1,910 |
Affordability — Frostproof, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $218,000 |
| Median Household Income | $51,400 |