Mulberry, FL33860

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$287,000
4.5% YoY Growth
Median Household Income
$62,800
21.5% 5-Year Growth
Days on Market
66
24.0% Shorter than last year
Home Price Forecast
0.4%
Median Rent
$2,000
0.0% YoY Growth
1-Bed Rent
$1,250
17.9% YoY Growth
2-Bed Rent
$1,350
1.4% YoY Growth
3-Bed Rent
$2,000
2.5% YoY Growth

Property Listings — Mulberry, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Mulberry, FL is 66. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$330,000-5.0%
Listing Count
115-12.0%
Listings as % of Homes0.7%-12.0%
Days on Market
66-24.0%
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Demographics — Mulberry, FL

As of the latest ACS Survey released in 2023, Mulberry, FL has a population of 25,600, which has increased by 1.9% over the past 5 years. Mulberry, FL is a popular place for families, as children make up 25.5% of the population. The area has a poorly educated workforce, with 14.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,6001.9%
% Under 18
25.5%-4.1%
% Seniors
16.1%-5.3%
% WFH
12.1%218.4%
% w/ College Degree
14.8%-8.1%
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As of the latest ACS Survey released in 2023, Mulberry, FL is a predominantly white area, with 53.2% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Mulberry, FL is hispanic, making up 32.7% of the population. Foreign-born residents account for 15.1% of the population in Mulberry, FL, and this percentage has increased by 36.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
53.2%-8.0%
% Black
10.6%12.8%
% Hispanic
32.7%6.5%
% Asian
1.4%27.3%
% Foreign Born
15.1%36.0%
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Mortgage and Risk — Mulberry, FL

According to HUD data as of 2023, there were 349 mortgage originations in Mulberry, FL, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Mulberry, FL. Investor activity is low, as 1.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
349
% Conventional Loans
58.0%
% Government Loans
42.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Mulberry, FL

As of 2024, the percent of homes in Mulberry, FL under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Mulberry, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
40
Total Units Section 8
12
% Rentals under Section 8
0.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$220$1,250$1,030
2 Bedroom-$90$1,350$1,260
3 Bedroom-$310$2,000$1,690
4 Bedroom-$130$2,250$2,120

Affordability — Mulberry, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$287,000
Median Household Income$62,800

Mulberry, FL — ZIP Code Boundary Map

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Frequently Asked Questions