Lake Wales, FL33898

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$246,000
3.8% YoY Growth
Median Household Income
$54,800
26.7% 5-Year Growth
Days on Market
96
24.0% Longer than last year
Home Price Forecast
0.5%
Median Rent
$1,400
7.6% YoY Growth
1-Bed Rent
$1,150
0.8% YoY Growth
2-Bed Rent
$1,300
1.5% YoY Growth
3-Bed Rent
$1,800
7.4% YoY Growth

Other Zip Codes in Lake Wales, FL

Property Listings — Lake Wales, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Lake Wales, FL is 96. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$326,0004.0%
Listing Count
117-13.0%
Listings as % of Homes0.7%-13.0%
Days on Market
9624.0%
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Demographics — Lake Wales, FL

As of the latest ACS Survey released in 2023, Lake Wales, FL has a population of 18,400, which has increased by 7.7% over the past 5 years. Lake Wales, FL is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,4007.7%
% Under 18
21.3%12.7%
% Seniors
30.1%21.9%
% WFH
7.6%192.3%
% w/ College Degree
17.1%14.0%
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As of the latest ACS Survey released in 2023, Lake Wales, FL is a predominantly white area, with 73.7% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Lake Wales, FL is hispanic, making up 16.8% of the population. Foreign-born residents account for 8.9% of the population in Lake Wales, FL, and this percentage has increased by 64.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.7%-2.4%
% Black
5.9%-43.3%
% Hispanic
16.8%40.0%
% Asian
0.2%-50.0%
% Foreign Born
8.9%64.8%
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Mortgage and Risk — Lake Wales, FL

According to HUD data as of 2023, there were 379 mortgage originations in Lake Wales, FL, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Lake Wales, FL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
379
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
2.0%
% Second Loans
5.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Lake Wales, FL

As of 2024, the percent of homes in Lake Wales, FL under the Section 8 program is 2.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Lake Wales, FL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
28
Total Units Section 8
28
% Rentals under Section 8
2.0%
% Occupied Section 8
82.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$160$1,150$990
2 Bedroom-$90$1,300$1,210
3 Bedroom-$170$1,800$1,630
4 Bedroom-$270$2,300$2,030

Affordability — Lake Wales, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.6
Median Home Price$246,000
Median Household Income$54,800

Lake Wales, FL — ZIP Code Boundary Map

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Frequently Asked Questions