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Cape Coral, FL—33993

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$330,000
9.5% YoY Growth
Household Income
$89,200
51.4% YoY Growth
Days on Market
85
13.0% Longer YoY
Home Price Forecast
-0.1%
Median Rent
$2,150
6.2% YoY Growth
1-Bed Rent
$1,200
34.0% YoY Growth
2-Bed Rent
$1,950
17.4% YoY Growth
3-Bed Rent
$2,100
4.7% YoY Growth

Other Zip Codes in Cape Coral, FL

3399133990339043390933914
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cape Coral, FL

As of Dec '25, the median home price in Cape Coral, FL is $330,000, with a year-over-year change of -9.5%. This indicates that home prices in Cape Coral, FL are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$330,000-9.5%
Single Family $330,000-9.6%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$384,000-19.2%
    3 Bed
    		$320,000-9.6%
    4 Bed
    		$350,000-9.3%
    5 Bed $646,960-10.2%
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    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    1.7%
    2 Bedrooms
    5.2%
    3 Bedrooms
    68.5%
    4 Bedrooms
    22.8%
    5+ Bedrooms
    1.2%

    Rental Trends — Cape Coral, FL

    As of July '25, Rentcast reports the average rent in Cape Coral, FL is $2,400, with a year-over-year rent change of -6.2%. Per bedroom, the median rent as of July '25 in Cape Coral, FL is 1-bedrooms: $1,340, 2-bedrooms: $2,330, 3-bedrooms: $2,440, 4-bedrooms: $2,370. The most common rental property sizes in Cape Coral, FL are 3-bedroom and 4-bedroom, accounting for 67.3% and 21.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,150$2,400
    Studio Rent N/AN/A
    1 Bed Rent $1,200$1,340
    2 Bed Rent $1,950$2,330
    3 Bed Rent $2,100$2,440
    4 Bed Rent $2,200$2,370
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    % of Rental Stock

    Studio
    2.6%
    1 Bedroom
    5.2%
    2 Bedrooms
    1.4%
    3 Bedrooms
    67.3%
    4 Bedrooms
    21.0%
    5+ Bedrooms
    2.4%

    Property Listings — Cape Coral, FL

    As of Dec '25, Realtor.com reports that the median days on market for a home in Cape Coral, FL is 82. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$429,000-1.0%
    Listing Count
    		965-6.0%
    Listings as % of Homes4.3%-6.0%
    Days on Market
    		8513.0%
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    Demographics — Cape Coral, FL

    As of the latest ACS Survey released in 2023, Cape Coral, FL has a population of 33,000, which has increased by 32.9% over the past 5 years. Cape Coral, FL is a moderately popular place for families, as children make up 20.1% of the population. The area has a poorly educated workforce, with 21.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		33,00032.9%
    % Under 18
    		20.1%-8.2%
    % Seniors
    		21.0%19.3%
    % WFH
    		12.0%126.4%
    % w/ College Degree
    		21.9%8.4%
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    As of the latest ACS Survey released in 2023, Cape Coral, FL is a predominantly white area, with 57.1% of the population identifying as white. The white population has shrunk by 16.9% in the last 5 years. The second most common race or ethnicity in Cape Coral, FL is hispanic, making up 30.1% of the population. Foreign-born residents account for 21.0% of the population in Cape Coral, FL, and this percentage has increased by 27.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		57.1%-16.9%
    % Black
    		7.7%26.2%
    % Hispanic
    		30.1%32.0%
    % Asian
    		1.9%46.2%
    % Foreign Born
    		21.0%27.3%
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    Mortgage and Risk — Cape Coral, FL

    According to HUD data as of 2023, there were 1675 mortgage originations in Cape Coral, FL, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Cape Coral, FL. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		1,675
    % Conventional Loans
    		64.0%
    % Government Loans
    		36.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		6.0%
    % Cash Out Refinance
    		6.0%
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    Rentals and Section 8 — Cape Coral, FL

    As of 2024, the percent of homes in Cape Coral, FL under the Section 8 program is 2.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cape Coral, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

    Section 8 Market Size

    Total Units under HUD
    		35
    Total Units Section 8
    		35
    % Rentals under Section 8
    		2.3%
    % Occupied Section 8
    		72.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$700$1,200$1,900
    2 Bedroom$410$1,950$2,360
    3 Bedroom$1,000$2,100$3,100
    4 Bedroom$1,250$2,200$3,450

    Affordability — Cape Coral, FL

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.3
    Median Home Price$330,000
    Median Household Income$89,200

    Cape Coral, FL — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Cape Coral, FL

    33991

    Bokeelia, FL

    33922

    Cape Coral, FL

    33909

    Cape Coral, FL

    33914

    Cape Coral, FL

    33990

    Frequently Asked Questions