Ellenton, FL34222

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$382,000
9.0% YoY Growth
Median Household Income
$66,100
29.4% 5-Year Growth
Days on Market
92
10.0% Longer than last year
Home Price Forecast
-0.5%
Median Rent
$2,000
7.6% YoY Growth
1-Bed Rent
$1,600
N/A
2-Bed Rent
$1,900
1.4% YoY Growth
3-Bed Rent
$1,900
12.1% YoY Growth

Property Listings — Ellenton, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Ellenton, FL is 92. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$482,000-9.0%
Listing Count
5850.0%
Listings as % of Homes0.6%50.0%
Days on Market
9210.0%
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Demographics — Ellenton, FL

As of the latest ACS Survey released in 2023, Ellenton, FL has a population of 14,500, which has increased by 29.9% over the past 5 years. Ellenton, FL is a moderately popular place for families, as children make up 18.3% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
14,50029.9%
% Under 18
18.3%22.0%
% Seniors
36.4%-9.5%
% WFH
9.5%25.0%
% w/ College Degree
23.1%16.7%
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As of the latest ACS Survey released in 2023, Ellenton, FL is a predominantly white area, with 70.1% of the population identifying as white. The white population has shrunk by 16.8% in the last 5 years. The second most common race or ethnicity in Ellenton, FL is hispanic, making up 17.0% of the population. Foreign-born residents account for 7.8% of the population in Ellenton, FL, and this percentage has decreased by 3.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.1%-16.8%
% Black
6.8%47.8%
% Hispanic
17.0%80.9%
% Asian
1.3%8.3%
% Foreign Born
7.8%-3.7%
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Mortgage and Risk — Ellenton, FL

According to HUD data as of 2023, there were 399 mortgage originations in Ellenton, FL, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Ellenton, FL. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
399
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
2.0%
% Second Loans
5.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Ellenton, FL

As of 2024, the percent of homes in Ellenton, FL under the Section 8 program is 5.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Ellenton, FL, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
55
Total Units Section 8
55
% Rentals under Section 8
5.9%
% Occupied Section 8
84.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$250$1,600$1,350
2 Bedroom-$320$1,900$1,580
3 Bedroom$180$1,900$2,080
4 Bedroom-$120$2,600$2,480

Affordability — Ellenton, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.7
Median Home Price$382,000
Median Household Income$66,100

Ellenton, FL — ZIP Code Boundary Map

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Frequently Asked Questions