Arcadia, FL—34266
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Arcadia, FL
Home Price Trends — Arcadia, FL
As of Oct '25, the median home price in Arcadia, FL is $240,000, with a year-over-year change of -4.8%. This indicates that home prices in Arcadia, FL are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $240,000 | -4.8% |
| Single Family | $240,000 | -5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $179,000 | -7.3% |
3 Bed | $253,000 | -3.4% |
4 Bed | $323,000 | -4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Arcadia, FL
As of July '25, Rentcast reports the average rent in Arcadia, FL is $1,690, with a year-over-year rent change of 3.7%. Per bedroom, the median rent as of July '25 in Arcadia, FL is 1-bedrooms: $1,250, 2-bedrooms: $1,400, 3-bedrooms: $1,840. The most common rental property sizes in Arcadia, FL are 2-bedroom and 3-bedroom, accounting for 37.1% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,690 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,250 |
| 2 Bed Rent | $1,350 | $1,400 |
| 3 Bed Rent | $1,850 | $1,840 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Arcadia, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Arcadia, FL is 71. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $298,000 | -6.0% |
Listing Count | 71 | -14.0% |
| Listings as % of Homes | 0.4% | -14.0% |
Days on Market | 71 | -14.0% |
Demographics — Arcadia, FL
As of the latest ACS Survey released in 2023, Arcadia, FL has a population of 29,100, which has decreased by -9.9% over the past 5 years. Arcadia, FL is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 9.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,100 | -9.9% |
% Under 18 | 19.3% | -7.7% |
% Seniors | 19.5% | 10.2% |
% WFH | 4.0% | -21.6% |
% w/ College Degree | 9.7% | 3.2% |
As of the latest ACS Survey released in 2023, Arcadia, FL is a predominantly white area, with 51.3% of the population identifying as white. The white population has grown by 1.2% in the last 5 years. The second most common race or ethnicity in Arcadia, FL is hispanic, making up 33.8% of the population. Foreign-born residents account for 14.6% of the population in Arcadia, FL, and this percentage has decreased by 19.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 51.3% | 1.2% |
% Black | 13.2% | 3.9% |
% Hispanic | 33.8% | -2.9% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 14.6% | -19.3% |
Mortgage and Risk — Arcadia, FL
According to HUD data as of 2023, there were 253 mortgage originations in Arcadia, FL, of which 51.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in Arcadia, FL. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 253 |
% Conventional Loans | 51.0% |
% Government Loans | 49.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Arcadia, FL
Arcadia, FL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 130 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $110 | $1,250 | $1,360 |
| 2 Bedroom | $300 | $1,350 | $1,650 |
| 3 Bedroom | $340 | $1,850 | $2,190 |
| 4 Bedroom | N/A | N/A | $2,620 |
Affordability — Arcadia, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $240,000 |
| Median Household Income | $47,400 |