Fruitland Park, FL—34731
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fruitland Park, FL
As of Oct '25, the median home price in Fruitland Park, FL is $294,000, with a year-over-year change of -4.1%. This indicates that home prices in Fruitland Park, FL are decreasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $294,000 | -4.1% |
| Single Family | $294,000 | -4.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $174,000 | -6.5% |
3 Bed | $290,000 | -4.9% |
4 Bed | $362,000 | -2.9% |
| 5 Bed | $477,000 | -1.4% |
% of Housing Stock
Rental Trends — Fruitland Park, FL
As of July '25, Rentcast reports the average rent in Fruitland Park, FL is $1,910, with a year-over-year rent change of -3.0%. Per bedroom, the median rent as of July '25 in Fruitland Park, FL is 1-bedrooms: $1,120, 2-bedrooms: $1,560, 3-bedrooms: $2,040, 4-bedrooms: $2,190. The most common rental property sizes in Fruitland Park, FL are 2-bedroom and 3-bedroom, accounting for 61.7% and 20.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,980 | $1,910 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,250 | $1,120 |
| 2 Bed Rent | $1,580 | $1,560 |
| 3 Bed Rent | $1,860 | $2,040 |
| 4 Bed Rent | $2,120 | $2,190 |
% of Rental Stock
Property Listings — Fruitland Park, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Fruitland Park, FL is 77. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $394,000 | 12.0% |
Listing Count | 64 | -2.0% |
| Listings as % of Homes | 1.0% | -2.0% |
Days on Market | 77 | -8.0% |
Demographics — Fruitland Park, FL
As of the latest ACS Survey released in 2023, Fruitland Park, FL has a population of 12,200, which has decreased by -7.4% over the past 5 years. Fruitland Park, FL is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,200 | -7.4% |
% Under 18 | 18.6% | 16.2% |
% Seniors | 27.6% | -0.7% |
% WFH | 6.6% | 17.9% |
% w/ College Degree | 17.1% | -27.2% |
As of the latest ACS Survey released in 2023, Fruitland Park, FL is a predominantly white area, with 76.3% of the population identifying as white. The white population has shrunk by 8.8% in the last 5 years. The second most common race or ethnicity in Fruitland Park, FL is black, making up 10.9% of the population. Foreign-born residents account for 5.3% of the population in Fruitland Park, FL, and this percentage has increased by 65.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.3% | -8.8% |
% Black | 10.9% | 16.0% |
% Hispanic | 2.8% | -45.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 5.3% | 65.6% |
Mortgage and Risk — Fruitland Park, FL
According to HUD data as of 2023, there were 210 mortgage originations in Fruitland Park, FL, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Fruitland Park, FL. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 210 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Fruitland Park, FL
As of 2024, the percent of homes in Fruitland Park, FL under the Section 8 program is 4.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Fruitland Park, FL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 68 |
Total Units Section 8 | 68 |
% Rentals under Section 8 | 4.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $1,250 | $1,480 |
| 2 Bedroom | $100 | $1,580 | $1,680 |
| 3 Bedroom | $270 | $1,860 | $2,130 |
| 4 Bedroom | $450 | $2,120 | $2,570 |
Affordability — Fruitland Park, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $294,000 |
| Median Household Income | $63,300 |