Wildwood, FL—34785
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wildwood, FL
As of Oct '25, the median home price in Wildwood, FL is $265,000, with a year-over-year change of -4.4%. This indicates that home prices in Wildwood, FL are decreasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $265,000 | -4.4% |
| Single Family | $271,000 | -3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $166,000 | -6.2% |
3 Bed | $286,000 | -2.4% |
4 Bed | $351,000 | -2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Wildwood, FL
As of July '25, Rentcast reports the average rent in Wildwood, FL is $1,790, with a year-over-year rent change of -1.1%. Per bedroom, the median rent as of July '25 in Wildwood, FL is studios: $1,940, 1-bedrooms: $1,180, 2-bedrooms: $1,280, 3-bedrooms: $2,070, 4-bedrooms: $2,250. The most common rental property sizes in Wildwood, FL are 1-bedroom and 2-bedroom, accounting for 35.5% and 32.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,860 | $1,790 |
| Studio Rent | $1,350 | $1,940 |
| 1 Bed Rent | $1,200 | $1,180 |
| 2 Bed Rent | $1,300 | $1,280 |
| 3 Bed Rent | $2,200 | $2,070 |
| 4 Bed Rent | $2,300 | $2,250 |
% of Rental Stock
Property Listings — Wildwood, FL
As of Oct '25, Realtor.com reports that the median days on market for a home in Wildwood, FL is 82. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | 5.0% |
Listing Count | 116 | 27.0% |
| Listings as % of Homes | 1.0% | 27.0% |
Days on Market | 82 | 5.0% |
Demographics — Wildwood, FL
As of the latest ACS Survey released in 2023, Wildwood, FL has a population of 17,900, which has decreased by -48.8% over the past 5 years. Wildwood, FL is a less popular place for families, as children make up 13.0% of the population. The area has a poorly educated workforce, with 15.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 17,900 | -48.8% |
% Under 18 | 13.0% | 154.9% |
% Seniors | 21.4% | -50.8% |
% WFH | 3.1% | -73.3% |
% w/ College Degree | 15.1% | -49.3% |
As of the latest ACS Survey released in 2023, Wildwood, FL is a predominantly white area, with 52.2% of the population identifying as white. The white population has shrunk by 27.6% in the last 5 years. The second most common race or ethnicity in Wildwood, FL is black, making up 30.4% of the population. Foreign-born residents account for 10.6% of the population in Wildwood, FL, and this percentage has increased by 60.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 52.2% | -27.6% |
% Black | 30.4% | 74.7% |
% Hispanic | 13.8% | 51.6% |
% Asian | 0.6% | -33.3% |
% Foreign Born | 10.6% | 60.6% |
Mortgage and Risk — Wildwood, FL
According to HUD data as of 2023, there were 656 mortgage originations in Wildwood, FL, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Wildwood, FL. Investor activity is low, as 4.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 656 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 4.0% |
% Second Loans | 17.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Wildwood, FL
As of 2024, the percent of homes in Wildwood, FL under the Section 8 program is 0.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Wildwood, FL, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$160 | $1,200 | $1,040 |
| 2 Bedroom | $70 | $1,300 | $1,370 |
| 3 Bedroom | -$500 | $2,200 | $1,700 |
| 4 Bedroom | -$260 | $2,300 | $2,040 |
Affordability — Wildwood, FL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.7 |
| Median Home Price | $265,000 |
| Median Household Income | $48,000 |