Fort Pierce, FL34945

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$410,000
1.7% YoY Growth
Median Household Income
$72,900
56.6% 5-Year Growth
Days on Market
85
39.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$2,480
12.1% YoY Growth
1-Bed Rent
$800
N/A
2-Bed Rent
$1,750
N/A
3-Bed Rent
$2,450
N/A

Other Zip Codes in Fort Pierce, FL

Property Listings — Fort Pierce, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Pierce, FL is 85. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$784,00048.0%
Listing Count
270.0%
Listings as % of Homes1.3%0.0%
Days on Market
8539.0%
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Demographics — Fort Pierce, FL

As of the latest ACS Survey released in 2023, Fort Pierce, FL has a population of 6,210, which has increased by 23.8% over the past 5 years. Fort Pierce, FL is a moderately popular place for families, as children make up 20.7% of the population. The area has a poorly educated workforce, with 23.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,21023.8%
% Under 18
20.7%14.4%
% Seniors
19.9%8.7%
% WFH
7.4%-21.3%
% w/ College Degree
23.3%59.6%
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As of the latest ACS Survey released in 2023, Fort Pierce, FL is a predominantly white area, with 62.9% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Fort Pierce, FL is hispanic, making up 21.5% of the population. Foreign-born residents account for 8.2% of the population in Fort Pierce, FL, and this percentage has increased by 5.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
62.9%-8.3%
% Black
13.8%-2.8%
% Hispanic
21.5%54.7%
% Asian
0.2%-80.0%
% Foreign Born
8.2%5.1%
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Mortgage and Risk — Fort Pierce, FL

According to HUD data as of 2023, there were 375 mortgage originations in Fort Pierce, FL, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Fort Pierce, FL. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
375
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Fort Pierce, FL

As of 2024, the percent of homes in Fort Pierce, FL under the Section 8 program is 2.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Fort Pierce, FL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
7
Total Units Section 8
7
% Rentals under Section 8
2.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$490$800$1,290
2 Bedroom-$160$1,750$1,590
3 Bedroom-$360$2,450$2,090
4 Bedroom-$90$2,500$2,410

Affordability — Fort Pierce, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.5
Median Home Price$410,000
Median Household Income$72,900

Fort Pierce, FL — ZIP Code Boundary Map

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Frequently Asked Questions