Port Saint Lucie, FL34986

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$374,000
6.9% YoY Growth
Median Household Income
$85,800
58.5% 5-Year Growth
Days on Market
88
25.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$2,300
0.8% YoY Growth
1-Bed Rent
$1,600
2.4% YoY Growth
2-Bed Rent
$2,250
1.7% YoY Growth
3-Bed Rent
$2,500
4.3% YoY Growth

Other Zip Codes in Port Saint Lucie, FL

Property Listings — Port Saint Lucie, FL

As of Oct '25, Realtor.com reports that the median days on market for a home in Port Saint Lucie, FL is 88. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$430,000-5.0%
Listing Count
4073.0%
Listings as % of Homes1.9%3.0%
Days on Market
8825.0%
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Demographics — Port Saint Lucie, FL

As of the latest ACS Survey released in 2023, Port Saint Lucie, FL has a population of 29,700, which has increased by 12.9% over the past 5 years. Port Saint Lucie, FL is a moderately popular place for families, as children make up 16.4% of the population. The area has a moderately educated workforce, with 35.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,70012.9%
% Under 18
16.4%-13.2%
% Seniors
35.9%0.3%
% WFH
16.3%32.5%
% w/ College Degree
35.0%2.3%
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As of the latest ACS Survey released in 2023, Port Saint Lucie, FL is a predominantly white area, with 61.6% of the population identifying as white. The white population has shrunk by 7.9% in the last 5 years. The second most common race or ethnicity in Port Saint Lucie, FL is hispanic, making up 18.9% of the population. Foreign-born residents account for 14.7% of the population in Port Saint Lucie, FL, and this percentage has decreased by 10.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.6%-7.9%
% Black
14.1%1.4%
% Hispanic
18.9%53.7%
% Asian
1.8%-58.1%
% Foreign Born
14.7%-10.9%
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Mortgage and Risk — Port Saint Lucie, FL

According to HUD data as of 2023, there were 83 mortgage originations in Port Saint Lucie, FL, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Port Saint Lucie, FL. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
83
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
1.0%
% Second Loans
5.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Port Saint Lucie, FL

As of 2024, the percent of homes in Port Saint Lucie, FL under the Section 8 program is 2.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Port Saint Lucie, FL, because HUD payments exceed market rent, while 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
53
Total Units Section 8
52
% Rentals under Section 8
2.8%
% Occupied Section 8
77.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$70$1,600$1,670
2 Bedroom-$260$2,250$1,990
3 Bedroom$270$2,500$2,770
4 Bedroom$60$2,950$3,010

Affordability — Port Saint Lucie, FL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$374,000
Median Household Income$85,800

Port Saint Lucie, FL — ZIP Code Boundary Map

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Frequently Asked Questions