Moody, AL—35004
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moody, AL
As of Oct '25, the median home price in Moody, AL is $254,000, with a year-over-year change of -1.1%. This indicates that home prices in Moody, AL are decreasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $254,000 | -1.1% |
| Single Family | $253,000 | -1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $189,000 | 1.1% |
3 Bed | $249,000 | -0.8% |
4 Bed | $326,000 | -0.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Moody, AL
As of July '25, Rentcast reports the average rent in Moody, AL is $1,800, with a year-over-year rent change of 2.3%. Per bedroom, the median rent as of July '25 in Moody, AL is 2-bedrooms: $1,150, 3-bedrooms: $1,800, 4-bedrooms: $1,990. The most common rental property sizes in Moody, AL are 3-bedroom and 2-bedroom, accounting for 51.6% and 28.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $1,800 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,150 | $1,150 |
| 3 Bed Rent | $1,800 | $1,800 |
| 4 Bed Rent | $1,990 | $1,990 |
% of Rental Stock
Property Listings — Moody, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Moody, AL is 69. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $300,000 | 9.0% |
Listing Count | 83 | 38.0% |
| Listings as % of Homes | 0.9% | 38.0% |
Days on Market | 69 | 16.0% |
Demographics — Moody, AL
As of the latest ACS Survey released in 2023, Moody, AL has a population of 11,600, which has decreased by -1.7% over the past 5 years. Moody, AL is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,600 | -1.7% |
% Under 18 | 21.9% | -12.4% |
% Seniors | 17.9% | 27.0% |
% WFH | 20.5% | 831.8% |
% w/ College Degree | 23.2% | 18.4% |
As of the latest ACS Survey released in 2023, Moody, AL is a predominantly white area, with 78.1% of the population identifying as white. The white population has shrunk by 7.2% in the last 5 years. The second most common race or ethnicity in Moody, AL is black, making up 13.1% of the population. Foreign-born residents account for 2.4% of the population in Moody, AL, and this percentage has increased by 140.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.1% | -7.2% |
% Black | 13.1% | 0.0% |
% Hispanic | 3.3% | 266.7% |
% Asian | 0.6% | -33.3% |
% Foreign Born | 2.4% | 140.0% |
Mortgage and Risk — Moody, AL
According to HUD data as of 2023, there were 437 mortgage originations in Moody, AL, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Moody, AL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 437 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Moody, AL
Moody, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 50 |
Total Units Section 8 | 50 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | 81.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,250 |
| 2 Bedroom | $230 | $1,150 | $1,380 |
| 3 Bedroom | -$80 | $1,800 | $1,720 |
| 4 Bedroom | -$40 | $1,990 | $1,950 |
Affordability — Moody, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $254,000 |
| Median Household Income | $85,300 |