Columbiana, AL—35051
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Columbiana, AL
As of Oct '25, the median home price in Columbiana, AL is $310,000, with a year-over-year change of 1.1%. This indicates that home prices in Columbiana, AL are increasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $310,000 | 1.1% |
| Single Family | $310,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $280,000 | 2.2% |
4 Bed | $379,000 | 3.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Columbiana, AL
As of July '25, Rentcast reports the average rent in Columbiana, AL is $1,220, with a year-over-year rent change of 45.9%. Per bedroom, the median rent as of July '25 in Columbiana, AL is 1-bedrooms: $788, 2-bedrooms: $874, 3-bedrooms: $1,820, 4-bedrooms: $1,840. The most common rental property sizes in Columbiana, AL are 2-bedroom and 3-bedroom, accounting for 63.6% and 12.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $1,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $800 | $788 |
| 2 Bed Rent | $900 | $874 |
| 3 Bed Rent | $1,650 | $1,820 |
| 4 Bed Rent | $1,700 | $1,840 |
% of Rental Stock
Property Listings — Columbiana, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Columbiana, AL is 89. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $395,000 | -4.0% |
Listing Count | 52 | -10.0% |
| Listings as % of Homes | 0.6% | -10.0% |
Days on Market | 89 | -19.0% |
Demographics — Columbiana, AL
As of the latest ACS Survey released in 2023, Columbiana, AL has a population of 10,100, which has increased by 12.2% over the past 5 years. Columbiana, AL is a moderately popular place for families, as children make up 20.9% of the population. The area has a poorly educated workforce, with 19.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,100 | 12.2% |
% Under 18 | 20.9% | -1.9% |
% Seniors | 15.6% | -7.1% |
% WFH | 6.7% | 11.7% |
% w/ College Degree | 19.6% | -12.5% |
As of the latest ACS Survey released in 2023, Columbiana, AL is a predominantly white area, with 74.0% of the population identifying as white. The white population has shrunk by 3.1% in the last 5 years. The second most common race or ethnicity in Columbiana, AL is black, making up 16.5% of the population. Foreign-born residents account for 1.8% of the population in Columbiana, AL, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.0% | -3.1% |
% Black | 16.5% | -2.9% |
% Hispanic | 3.8% | -9.5% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.8% | -25.0% |
Mortgage and Risk — Columbiana, AL
According to HUD data as of 2023, there were 202 mortgage originations in Columbiana, AL, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Columbiana, AL. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 202 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Columbiana, AL
As of 2024, the percent of homes in Columbiana, AL under the Section 8 program is 18.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Columbiana, AL, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 129 |
Total Units Section 8 | 129 |
% Rentals under Section 8 | 18.3% |
% Occupied Section 8 | 93.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $200 | $800 | $1,000 |
| 2 Bedroom | $230 | $900 | $1,130 |
| 3 Bedroom | -$230 | $1,650 | $1,420 |
| 4 Bedroom | -$120 | $1,700 | $1,580 |
Affordability — Columbiana, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $310,000 |
| Median Household Income | $73,700 |