Cullman, AL 35058 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Cullman, AL—35058

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$256,000

4.8% YoY Growth

Household Income

$60,000

43.5% YoY Growth

Days on Market

12.0% Longer YoY

Home Price Forecast

1.8%

Median Rent

$1,520

1.3% YoY Growth

1-Bed Rent

$775

N/A

2-Bed Rent

N/A

3-Bed Rent

$1,500

0.0% YoY Growth

Other Zip Codes in Cullman, AL

35057 35055

Home Price Trends — Cullman, AL

As of Dec '25, the median home price in Cullman, AL is $256,000, with a year-over-year change of 4.8%. This indicates that home prices in Cullman, AL are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$256,000	4.8%
Single Family	$256,000	4.9%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Cullman, AL

As of July '25, Rentcast reports the average rent in Cullman, AL is $1,570, with a year-over-year rent change of 1.3%. Per bedroom, the median rent as of July '25 in Cullman, AL is 1-bedrooms: $775, 3-bedrooms: $1,500, 4-bedrooms: $1,660. The most common rental property sizes in Cullman, AL are 3-bedroom and 2-bedroom, accounting for 67.2% and 17.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,520	$1,570
Studio Rent	N/A	N/A
1 Bed Rent	$775	$775
2 Bed Rent	N/A	N/A
3 Bed Rent	$1,500	$1,500
4 Bed Rent	$1,540	$1,660

Loading chart...

% of Rental Stock

Studio

0.5%

1 Bedroom

12.5%

2 Bedrooms

17.2%

3 Bedrooms

67.2%

4 Bedrooms

2.6%

Property Listings — Cullman, AL

As of Dec '25, Realtor.com reports that the median days on market for a home in Cullman, AL is 54. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$285,000	3.0%
Listing Count	59	-13.0%
Listings as % of Homes	1.3%	-13.0%
Days on Market	67	12.0%

Loading chart...

Demographics — Cullman, AL

As of the latest ACS Survey released in 2023, Cullman, AL has a population of 11,000, which has increased by 19.2% over the past 5 years. Cullman, AL is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 17.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	11,000	19.2%
% Under 18	21.8%	4.8%
% Seniors	17.0%	-5.6%
% WFH	3.2%	300.0%
% w/ College Degree	17.3%	40.7%

Loading chart...

As of the latest ACS Survey released in 2023, Cullman, AL is a predominantly white area, with 82.2% of the population identifying as white. The white population has shrunk by 11.5% in the last 5 years. The second most common race or ethnicity in Cullman, AL is hispanic, making up 10.3% of the population. Foreign-born residents account for 5.7% of the population in Cullman, AL, and this percentage has increased by 159.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	82.2%	-11.5%
% Black	0.7%	600.0%
% Hispanic	10.3%	128.9%
% Asian	3.8%	850.0%
% Foreign Born	5.7%	159.1%

Loading chart...

Mortgage and Risk — Cullman, AL

According to HUD data as of 2023, there were 242 mortgage originations in Cullman, AL, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Cullman, AL. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	242
% Conventional Loans	67.0%
% Government Loans	33.0%
% Investor Loans	3.0%
% Second Loans	1.0%
% Cash Out Refinance	13.0%

Loading chart...

Rentals and Section 8 — Cullman, AL

Cullman, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	50
Total Units Section 8	28
% Rentals under Section 8	2.3%
% Occupied Section 8	64.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$65	$775	$710
2 Bedroom	N/A	N/A	$910
3 Bedroom	-$320	$1,500	$1,180
4 Bedroom	-$180	$1,540	$1,360

Cullman, AL—35058

Key Metrics at a Glance

Other Zip Codes in Cullman, AL

Home Price Trends — Cullman, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cullman, AL

% of Rental Stock

Property Listings — Cullman, AL

Demographics — Cullman, AL

Race and Ethnicity

Mortgage and Risk — Cullman, AL

Mortgages

Rentals and Section 8 — Cullman, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Cullman, AL

Home Price to Income Ratio

Cullman, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Cullman, AL

Baileyton, AL

Eva, AL

Holly Pond, AL

Joppa, AL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4
Median Home Price	$256,000
Median Household Income	$60,000

Cullman, AL—35058

Key Metrics at a Glance

Other Zip Codes in Cullman, AL

Home Price Trends — Cullman, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cullman, AL

% of Rental Stock

Property Listings — Cullman, AL

Demographics — Cullman, AL

Race and Ethnicity

Mortgage and Risk — Cullman, AL

Mortgages

Rentals and Section 8 — Cullman, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Cullman, AL

Home Price to Income Ratio

Cullman, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Cullman, AL

Baileyton, AL

Eva, AL

Holly Pond, AL

Joppa, AL

Frequently Asked Questions

What is the average home price in Cullman, AL 35058?

How have home prices in Cullman, AL 35058 changed over the past year?

What is the home price projection for Cullman, AL 35058?

What are the demographics of Cullman, AL 35058?

How long does it take homes to sell in Cullman, AL 35058?

What is the average rent price in Cullman, AL 35058?