Helena, AL35080

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$335,000
0.6% YoY Growth
Median Household Income
$112,000
28.1% 5-Year Growth
Days on Market
65
15.0% Longer than last year
Home Price Forecast
-0.1%
Median Rent
$1,840
2.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$900
24.3% YoY Growth
3-Bed Rent
$1,840
0.0% YoY Growth

Property Listings — Helena, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Helena, AL is 65. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$395,000-2.0%
Listing Count
12121.0%
Listings as % of Homes0.9%21.0%
Days on Market
6515.0%
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Demographics — Helena, AL

As of the latest ACS Survey released in 2023, Helena, AL has a population of 19,800, which has increased by 10.7% over the past 5 years. Helena, AL is a popular place for families, as children make up 29.4% of the population. The area has a highly educated workforce, with 47.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,80010.7%
% Under 18
29.4%0.3%
% Seniors
11.3%17.7%
% WFH
15.4%381.2%
% w/ College Degree
47.6%-2.7%
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As of the latest ACS Survey released in 2023, Helena, AL is a predominantly white area, with 75.1% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Helena, AL is black, making up 13.5% of the population. Foreign-born residents account for 3.7% of the population in Helena, AL, and this percentage has decreased by 5.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
75.1%-5.3%
% Black
13.5%20.5%
% Hispanic
4.9%63.3%
% Asian
0.9%-50.0%
% Foreign Born
3.7%-5.1%
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Mortgage and Risk — Helena, AL

According to HUD data as of 2023, there were 108 mortgage originations in Helena, AL, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Helena, AL. Investor activity is low, as 3.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
108
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Helena, AL

Helena, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
25
Total Units Section 8
25
% Rentals under Section 8
4.2%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,660
2 Bedroom$940$900$1,840
3 Bedroom$460$1,840$2,300
4 Bedroom$400$2,200$2,600

Affordability — Helena, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$335,000
Median Household Income$112,000

Helena, AL — ZIP Code Boundary Map

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Frequently Asked Questions