Holly Pond, AL35083

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$225,000
3.8% YoY Growth
Median Household Income
$58,100
67.6% 5-Year Growth
Days on Market
58
2.0% Longer than last year
Home Price Forecast
1.5%
Median Rent
$1,300
37.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,300
N/A
3-Bed Rent
$1,300
N/A

Property Listings — Holly Pond, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Holly Pond, AL is 58. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$220,000-12.0%
Listing Count
1512.0%
Listings as % of Homes0.4%12.0%
Days on Market
582.0%
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Demographics — Holly Pond, AL

As of the latest ACS Survey released in 2023, Holly Pond, AL has a population of 4,280, which has increased by 27.5% over the past 5 years. Holly Pond, AL is a popular place for families, as children make up 30.5% of the population. The area has a poorly educated workforce, with 11.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
4,28027.5%
% Under 18
30.5%16.9%
% Seniors
12.3%-45.3%
% WFH
1.9%-75.3%
% w/ College Degree
11.9%36.8%
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As of the latest ACS Survey released in 2023, Holly Pond, AL is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Holly Pond, AL is hispanic, making up 6.3% of the population. Foreign-born residents account for 1.5% of the population in Holly Pond, AL, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.1%-3.5%
% Black
0.0%-100.0%
% Hispanic
6.3%384.6%
% Asian
0.0%N/A
% Foreign Born
1.5%150.0%
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Mortgage and Risk — Holly Pond, AL

According to HUD data as of 2023, there were 81 mortgage originations in Holly Pond, AL, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Holly Pond, AL. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
81
% Conventional Loans
65.0%
% Government Loans
35.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Holly Pond, AL

Holly Pond, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
27
Total Units Section 8
7
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$700
2 Bedroom-$390$1,300$910
3 Bedroom-$120$1,300$1,180
4 BedroomN/AN/A$1,360

Affordability — Holly Pond, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$225,000
Median Household Income$58,100

Holly Pond, AL — ZIP Code Boundary Map

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Frequently Asked Questions