Mc Calla, AL—35111
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mc Calla, AL
As of Oct '25, the median home price in Mc Calla, AL is $283,000, with a year-over-year change of 0.4%. This indicates that home prices in Mc Calla, AL are flat. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $283,000 | 0.4% |
| Single Family | $283,000 | 0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $195,000 | 0.0% |
3 Bed | $272,000 | 0.7% |
4 Bed | $337,000 | 0.9% |
| 5 Bed | $413,000 | 0.7% |
% of Housing Stock
Rental Trends — Mc Calla, AL
As of July '25, Rentcast reports the average rent in Mc Calla, AL is $1,910, with a year-over-year rent change of 7.3%. Per bedroom, the median rent as of July '25 in Mc Calla, AL is 1-bedrooms: $800, 2-bedrooms: $1,640, 3-bedrooms: $1,840, 4-bedrooms: $2,040. The most common rental property sizes in Mc Calla, AL are 2-bedroom and 3-bedroom, accounting for 45.8% and 30.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,860 | $1,910 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $800 | $800 |
| 2 Bed Rent | $1,500 | $1,640 |
| 3 Bed Rent | $1,840 | $1,840 |
| 4 Bed Rent | $2,020 | $2,040 |
% of Rental Stock
Property Listings — Mc Calla, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Mc Calla, AL is 81. This is a increase of 39.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $313,000 | -10.0% |
Listing Count | 113 | 20.0% |
| Listings as % of Homes | 1.2% | 20.0% |
Days on Market | 81 | 39.0% |
Demographics — Mc Calla, AL
As of the latest ACS Survey released in 2023, Mc Calla, AL has a population of 20,700, which has increased by 22.3% over the past 5 years. Mc Calla, AL is a moderately popular place for families, as children make up 21.6% of the population. The area has a moderately educated workforce, with 31.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,700 | 22.3% |
% Under 18 | 21.6% | 7.5% |
% Seniors | 14.2% | 3.6% |
% WFH | 6.7% | 204.5% |
% w/ College Degree | 31.0% | 30.3% |
As of the latest ACS Survey released in 2023, Mc Calla, AL is a predominantly white area, with 69.4% of the population identifying as white. The white population has shrunk by 15.6% in the last 5 years. The second most common race or ethnicity in Mc Calla, AL is black, making up 24.2% of the population. Foreign-born residents account for 2.5% of the population in Mc Calla, AL, and this percentage has increased by 177.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.4% | -15.6% |
% Black | 24.2% | 58.2% |
% Hispanic | 2.9% | 190.0% |
% Asian | 1.2% | 33.3% |
% Foreign Born | 2.5% | 177.8% |
Mortgage and Risk — Mc Calla, AL
According to HUD data as of 2023, there were 517 mortgage originations in Mc Calla, AL, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in Mc Calla, AL. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 517 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Mc Calla, AL
As of 2024, the percent of homes in Mc Calla, AL under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Mc Calla, AL, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 1.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $200 | $800 | $1,000 |
| 2 Bedroom | -$340 | $1,500 | $1,160 |
| 3 Bedroom | -$370 | $1,840 | $1,470 |
| 4 Bedroom | -$420 | $2,020 | $1,600 |
Affordability — Mc Calla, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $283,000 |
| Median Household Income | $85,200 |