Oneonta, AL 35121 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Oneonta, AL—35121

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$221,000

0.8% YoY Growth

Household Income

$57,600

23.0% YoY Growth

Days on Market

5.0% Longer YoY

Home Price Forecast

0.9%

Median Rent

$1,020

24.0% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$600

N/A

3-Bed Rent

$1,020

6.0% YoY Growth

Home Price Trends — Oneonta, AL

As of Dec '25, the median home price in Oneonta, AL is $221,000, with a year-over-year change of -0.8%. This indicates that home prices in Oneonta, AL are flat. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$221,000	-0.8%
Single Family	$221,000	-0.9%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Oneonta, AL

As of July '25, Rentcast reports the average rent in Oneonta, AL is $1,140, with a year-over-year rent change of -24.0%. Per bedroom, the median rent as of July '25 in Oneonta, AL is 2-bedrooms: $600, 3-bedrooms: $1,410. The most common rental property sizes in Oneonta, AL are 2-bedroom and 3-bedroom, accounting for 54.7% and 25.0% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,020	$1,140
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$600	$600
3 Bed Rent	$1,020	$1,410
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

1.9%

1 Bedroom

14.1%

2 Bedrooms

54.7%

3 Bedrooms

25.0%

4 Bedrooms

3.7%

5+ Bedrooms

0.5%

Property Listings — Oneonta, AL

As of Dec '25, Realtor.com reports that the median days on market for a home in Oneonta, AL is 68. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$339,000	25.0%
Listing Count	68	31.0%
Listings as % of Homes	0.6%	31.0%
Days on Market	87	5.0%

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Demographics — Oneonta, AL

As of the latest ACS Survey released in 2023, Oneonta, AL has a population of 16,200, which has increased by 5.1% over the past 5 years. Oneonta, AL is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.

Metric	Latest Census	YoY % Change
Population	16,200	5.1%
% Under 18	24.1%	7.1%
% Seniors	24.2%	26.7%
% WFH	2.1%	-4.5%
% w/ College Degree	19.8%	47.8%

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As of the latest ACS Survey released in 2023, Oneonta, AL is a predominantly white area, with 81.8% of the population identifying as white. The white population has grown by 6.2% in the last 5 years. The second most common race or ethnicity in Oneonta, AL is hispanic, making up 13.5% of the population. Foreign-born residents account for 5.4% of the population in Oneonta, AL, and this percentage has decreased by 11.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	81.8%	6.2%
% Black	2.1%	-40.0%
% Hispanic	13.5%	-19.2%
% Asian	0.0%	-100.0%
% Foreign Born	5.4%	-11.5%

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Mortgage and Risk — Oneonta, AL

According to HUD data as of 2023, there were 286 mortgage originations in Oneonta, AL, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Oneonta, AL. Investor activity is low, as 9.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	286
% Conventional Loans	76.0%
% Government Loans	24.0%
% Investor Loans	9.0%
% Second Loans	0.0%
% Cash Out Refinance	7.0%

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Rentals and Section 8 — Oneonta, AL

Oneonta, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	291
Total Units Section 8	125
% Rentals under Section 8	7.3%
% Occupied Section 8	89.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,000
2 Bedroom	$530	$600	$1,130
3 Bedroom	$400	$1,020	$1,420
4 Bedroom	N/A	N/A	$1,580

Oneonta, AL—35121

Key Metrics at a Glance

Home Price Trends — Oneonta, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oneonta, AL

% of Rental Stock

Property Listings — Oneonta, AL

Demographics — Oneonta, AL

Race and Ethnicity

Mortgage and Risk — Oneonta, AL

Mortgages

Rentals and Section 8 — Oneonta, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Oneonta, AL

Home Price to Income Ratio

Oneonta, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Allgood

Blow Gourd, AL

Springville, AL

Locust Fork, AL

Altoona, AL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.9
Median Home Price	$221,000
Median Household Income	$57,600

Oneonta, AL—35121

Key Metrics at a Glance

Home Price Trends — Oneonta, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Oneonta, AL

% of Rental Stock

Property Listings — Oneonta, AL

Demographics — Oneonta, AL

Race and Ethnicity

Mortgage and Risk — Oneonta, AL

Mortgages

Rentals and Section 8 — Oneonta, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Oneonta, AL

Home Price to Income Ratio

Oneonta, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Allgood

Blow Gourd, AL

Springville, AL

Locust Fork, AL

Altoona, AL

Frequently Asked Questions

What is the average home price in Oneonta, AL 35121?

How have home prices in Oneonta, AL 35121 changed over the past year?

What is the home price projection for Oneonta, AL 35121?

What are the demographics of Oneonta, AL 35121?

How long does it take homes to sell in Oneonta, AL 35121?

What is the average rent price in Oneonta, AL 35121?