Pell City, AL—35125
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pell City, AL
As of Oct '25, the median home price in Pell City, AL is $216,000, with a year-over-year change of 2.1%. This indicates that home prices in Pell City, AL are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $216,000 | 2.1% |
| Single Family | $216,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $146,000 | 3.5% |
3 Bed | $227,000 | 2.3% |
4 Bed | $277,000 | 1.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pell City, AL
As of July '25, Rentcast reports the average rent in Pell City, AL is $1,460, with a year-over-year rent change of -3.3%. Per bedroom, the median rent as of July '25 in Pell City, AL is 2-bedrooms: $975, 3-bedrooms: $1,540, 4-bedrooms: $1,580. The most common rental property sizes in Pell City, AL are 2-bedroom and 3-bedroom, accounting for 50.5% and 36.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,460 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $830 | $975 |
| 3 Bed Rent | $1,520 | $1,540 |
| 4 Bed Rent | $1,380 | $1,580 |
% of Rental Stock
Property Listings — Pell City, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Pell City, AL is 55. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $275,000 | 20.0% |
Listing Count | 45 | -15.0% |
| Listings as % of Homes | 1.0% | -15.0% |
Days on Market | 55 | -14.0% |
Demographics — Pell City, AL
As of the latest ACS Survey released in 2023, Pell City, AL has a population of 11,000, which has remained stable by 0.3% over the past 5 years. Pell City, AL is a moderately popular place for families, as children make up 23.6% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,000 | 0.3% |
% Under 18 | 23.6% | 31.8% |
% Seniors | 15.6% | -18.3% |
% WFH | 9.5% | 400.0% |
% w/ College Degree | 18.0% | 57.9% |
As of the latest ACS Survey released in 2023, Pell City, AL is a predominantly white area, with 81.8% of the population identifying as white. The white population has shrunk by 12.2% in the last 5 years. The second most common race or ethnicity in Pell City, AL is black, making up 9.5% of the population. Foreign-born residents account for 3.1% of the population in Pell City, AL, and this percentage has increased by 1450.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.8% | -12.2% |
% Black | 9.5% | 48.4% |
% Hispanic | 2.8% | 2,700.0% |
% Asian | 1.1% | 450.0% |
% Foreign Born | 3.1% | 1,450.0% |
Mortgage and Risk — Pell City, AL
According to HUD data as of 2023, there were 203 mortgage originations in Pell City, AL, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Pell City, AL. Investor activity is low, as 5.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 203 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 5.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Pell City, AL
Pell City, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 144 |
Total Units Section 8 | 64 |
% Rentals under Section 8 | 5.1% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,070 |
| 2 Bedroom | $360 | $830 | $1,190 |
| 3 Bedroom | -$30 | $1,520 | $1,490 |
| 4 Bedroom | $300 | $1,380 | $1,680 |
Affordability — Pell City, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $216,000 |
| Median Household Income | $63,800 |