Sylacauga, AL35150

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$145,000
4.7% YoY Growth
Median Household Income
$41,300
27.2% 5-Year Growth
Days on Market
74
12.0% Longer than last year
Home Price Forecast
-0.7%
Median Rent
$799
13.9% YoY Growth
1-Bed Rent
$799
10.1% YoY Growth
2-Bed Rent
$775
11.9% YoY Growth
3-Bed Rent
$965
2.9% YoY Growth

Other Zip Codes in Sylacauga, AL

Property Listings — Sylacauga, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Sylacauga, AL is 74. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$197,000-1.0%
Listing Count
7814.0%
Listings as % of Homes0.7%14.0%
Days on Market
7412.0%
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Demographics — Sylacauga, AL

As of the latest ACS Survey released in 2023, Sylacauga, AL has a population of 17,100, which has decreased by -1.9% over the past 5 years. Sylacauga, AL is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 13.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,100-1.9%
% Under 18
24.1%-2.8%
% Seniors
20.1%23.3%
% WFH
2.6%36.8%
% w/ College Degree
13.1%-0.8%
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As of the latest ACS Survey released in 2023, Sylacauga, AL is a predominantly white area, with 62.2% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Sylacauga, AL is black, making up 32.4% of the population. Foreign-born residents account for 1.4% of the population in Sylacauga, AL, and this percentage has increased by 16.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
62.2%-4.9%
% Black
32.4%5.9%
% Hispanic
1.7%-34.6%
% Asian
0.0%N/A
% Foreign Born
1.4%16.7%
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Mortgage and Risk — Sylacauga, AL

According to HUD data as of 2023, there were 213 mortgage originations in Sylacauga, AL, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Sylacauga, AL. Investor activity is low, as 5.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
213
% Conventional Loans
63.0%
% Government Loans
37.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
26.0%

Loan Activity

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Rentals and Section 8 — Sylacauga, AL

As of 2024, the percent of homes in Sylacauga, AL under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Sylacauga, AL, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
703
Total Units Section 8
76
% Rentals under Section 8
2.4%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$191$799$990
2 Bedroom$345$775$1,120
3 Bedroom$445$965$1,410
4 Bedroom-$170$1,750$1,580

Affordability — Sylacauga, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$145,000
Median Household Income$41,300

Sylacauga, AL — ZIP Code Boundary Map

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Frequently Asked Questions