Talladega, AL—35160
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Talladega, AL
As of Oct '25, the median home price in Talladega, AL is $138,000, with a year-over-year change of -3.5%. This indicates that home prices in Talladega, AL are decreasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $138,000 | -3.6% |
| Single Family | $137,000 | -4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $122,000 | -3.9% |
3 Bed | $172,000 | -1.7% |
4 Bed | $269,000 | -0.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Talladega, AL
As of July '25, Rentcast reports the average rent in Talladega, AL is $985, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Talladega, AL is studios: $750, 1-bedrooms: $750, 2-bedrooms: $816, 3-bedrooms: $1,120, 4-bedrooms: $1,220. The most common rental property sizes in Talladega, AL are 2-bedroom and 3-bedroom, accounting for 40.3% and 37.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $995 | $985 |
| Studio Rent | $750 | $750 |
| 1 Bed Rent | $675 | $750 |
| 2 Bed Rent | $750 | $816 |
| 3 Bed Rent | $1,200 | $1,120 |
| 4 Bed Rent | $1,220 | $1,220 |
% of Rental Stock
Property Listings — Talladega, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Talladega, AL is 77. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $236,000 | 4.0% |
Listing Count | 105 | -3.0% |
| Listings as % of Homes | 0.6% | -3.0% |
Days on Market | 77 | 37.0% |
Demographics — Talladega, AL
As of the latest ACS Survey released in 2023, Talladega, AL has a population of 26,200, which has remained stable by -0.5% over the past 5 years. Talladega, AL is a moderately popular place for families, as children make up 16.6% of the population. The area has a poorly educated workforce, with 15.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,200 | -0.5% |
% Under 18 | 16.6% | -12.2% |
% Seniors | 22.5% | 25.0% |
% WFH | 2.8% | 33.3% |
% w/ College Degree | 15.6% | 13.9% |
As of the latest ACS Survey released in 2023, Talladega, AL is a predominantly white area, with 49.5% of the population identifying as white. The white population has shrunk by 7.5% in the last 5 years. The second most common race or ethnicity in Talladega, AL is black, making up 43.7% of the population. Foreign-born residents account for 1.8% of the population in Talladega, AL, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 49.5% | -7.5% |
% Black | 43.7% | 4.3% |
% Hispanic | 3.0% | 7.1% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 1.8% | 20.0% |
Mortgage and Risk — Talladega, AL
According to HUD data as of 2023, there were 288 mortgage originations in Talladega, AL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Talladega, AL. Investor activity is low, as 6.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 288 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 6.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Talladega, AL
Talladega, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 844 |
Total Units Section 8 | 801 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$45 | $675 | $630 |
| 2 Bedroom | $70 | $750 | $820 |
| 3 Bedroom | -$60 | $1,200 | $1,140 |
| 4 Bedroom | -$50 | $1,220 | $1,170 |
Affordability — Talladega, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $138,000 |
| Median Household Income | $50,000 |