East Lake, Birmingham, AL35203

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$327,000
2.6% YoY Growth
Median Household Income
$46,800
181.8% 5-Year Growth
Days on Market
102
5.0% Longer than last year
Home Price Forecast
-0.3%
Median Rent
$1,880
1.5% YoY Growth
1-Bed Rent
$1,780
4.1% YoY Growth
2-Bed Rent
$2,300
4.4% YoY Growth
3-Bed Rent
$2,500
5.8% YoY Growth

Property Listings — East Lake, Birmingham, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in East Lake, Birmingham, AL is 102. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$340,000-3.0%
Listing Count
4562.0%
Listings as % of Homes0.7%62.0%
Days on Market
1025.0%
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Demographics — East Lake, Birmingham, AL

As of the latest ACS Survey released in 2023, East Lake, Birmingham, AL has a population of 3,300, which has increased by 10.2% over the past 5 years. East Lake, Birmingham, AL is a less popular place for families, as children make up 5.6% of the population. The area has a moderately educated workforce, with 40.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,30010.2%
% Under 18
5.6%12.0%
% Seniors
11.5%-21.2%
% WFH
4.8%17.1%
% w/ College Degree
40.9%64.3%
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As of the latest ACS Survey released in 2023, East Lake, Birmingham, AL is a predominantly black area, with 48.6% of the population identifying as black. The black population has shrunk by 15.9% in the last 5 years. The second most common race or ethnicity in East Lake, Birmingham, AL is white, making up 42.6% of the population. Foreign-born residents account for 1.5% of the population in East Lake, Birmingham, AL, and this percentage has decreased by 6.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
42.6%10.4%
% Black
48.6%-15.9%
% Hispanic
6.1%335.7%
% Asian
0.0%N/A
% Foreign Born
1.5%-6.2%
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Mortgage and Risk — East Lake, Birmingham, AL

According to HUD data as of 2023, there were 38 mortgage originations in East Lake, Birmingham, AL, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in East Lake, Birmingham, AL. Investor activity is low, as 5.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
38
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
5.0%
% Second Loans
11.0%
% Cash Out Refinance
3.0%

Loan Activity

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Rentals and Section 8 — East Lake, Birmingham, AL

As of 2024, the percent of homes in East Lake, Birmingham, AL under the Section 8 program is 35.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In East Lake, Birmingham, AL, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
691
Total Units Section 8
451
% Rentals under Section 8
35.4%
% Occupied Section 8
74.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$780$1,780$1,000
2 Bedroom-$1,170$2,300$1,130
3 Bedroom-$1,080$2,500$1,420
4 Bedroom-$3,920$5,500$1,580

Affordability — East Lake, Birmingham, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7.4
Median Home Price$327,000
Median Household Income$46,800

East Lake, Birmingham, AL — ZIP Code Boundary Map

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Frequently Asked Questions