Vestavia Hills, AL35216

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$400,000
2.3% YoY Growth
Median Household Income
$73,100
20.6% 5-Year Growth
Days on Market
44
8.0% Shorter than last year
Home Price Forecast
-0.2%
Median Rent
$1,820
1.6% YoY Growth
1-Bed Rent
$995
12.9% YoY Growth
2-Bed Rent
$1,300
0.7% YoY Growth
3-Bed Rent
$2,210
9.8% YoY Growth

Property Listings — Vestavia Hills, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Vestavia Hills, AL is 44. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$318,0009.0%
Listing Count
1302.0%
Listings as % of Homes0.4%2.0%
Days on Market
44-8.0%
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Demographics — Vestavia Hills, AL

As of the latest ACS Survey released in 2023, Vestavia Hills, AL has a population of 36,600, which has decreased by -2.6% over the past 5 years. Vestavia Hills, AL is a moderately popular place for families, as children make up 24.4% of the population. The area has a highly educated workforce, with 52.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,600-2.6%
% Under 18
24.4%-10.3%
% Seniors
13.3%14.7%
% WFH
12.8%276.5%
% w/ College Degree
52.7%-1.3%
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As of the latest ACS Survey released in 2023, Vestavia Hills, AL is a predominantly white area, with 61.0% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Vestavia Hills, AL is black, making up 24.8% of the population. Foreign-born residents account for 8.0% of the population in Vestavia Hills, AL, and this percentage has decreased by 20.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
61.0%-2.7%
% Black
24.8%13.8%
% Hispanic
8.0%-17.5%
% Asian
4.9%40.0%
% Foreign Born
8.0%-20.8%
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Mortgage and Risk — Vestavia Hills, AL

According to HUD data as of 2023, there were 543 mortgage originations in Vestavia Hills, AL, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Vestavia Hills, AL. Investor activity is low, as 3.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
543
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
3.0%
% Second Loans
2.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Vestavia Hills, AL

As of 2024, the percent of homes in Vestavia Hills, AL under the Section 8 program is 1.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Vestavia Hills, AL, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
196
Total Units Section 8
126
% Rentals under Section 8
1.9%
% Occupied Section 8
87.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$385$995$1,380
2 Bedroom$230$1,300$1,530
3 Bedroom-$300$2,210$1,910
4 Bedroom-$340$2,500$2,160

Affordability — Vestavia Hills, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.1
Median Home Price$400,000
Median Household Income$73,100

Vestavia Hills, AL — ZIP Code Boundary Map

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Frequently Asked Questions