Moody, Birmingham, AL—35221
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Moody, Birmingham, AL
As of Oct '25, the median home price in Moody, Birmingham, AL is $62,000, with a year-over-year change of 2.5%. This indicates that home prices in Moody, Birmingham, AL are increasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $62,000 | 2.5% |
| Single Family | $62,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $44,000 | 4.8% |
3 Bed | $68,000 | 1.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Moody, Birmingham, AL
As of July '25, Rentcast reports the average rent in Moody, Birmingham, AL is $1,090, with a year-over-year rent change of -3.5%. Per bedroom, the median rent as of July '25 in Moody, Birmingham, AL is 2-bedrooms: $1,010, 3-bedrooms: $1,120, 4-bedrooms: $1,000. The most common rental property sizes in Moody, Birmingham, AL are 2-bedroom and 3-bedroom, accounting for 45.0% and 40.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,090 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $850 | $1,010 |
| 3 Bed Rent | $1,100 | $1,120 |
| 4 Bed Rent | $1,000 | $1,000 |
% of Rental Stock
Property Listings — Moody, Birmingham, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Moody, Birmingham, AL is 63. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $81,200 | 9.0% |
Listing Count | 20 | -14.0% |
| Listings as % of Homes | 0.5% | -14.0% |
Days on Market | 63 | -7.0% |
Demographics — Moody, Birmingham, AL
As of the latest ACS Survey released in 2023, Moody, Birmingham, AL has a population of 3,130, which has decreased by -34.9% over the past 5 years. Moody, Birmingham, AL is a less popular place for families, as children make up 14.1% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,130 | -34.9% |
% Under 18 | 14.1% | -32.5% |
% Seniors | 33.0% | 74.6% |
% WFH | 3.6% | 620.0% |
% w/ College Degree | 13.2% | -9.0% |
As of the latest ACS Survey released in 2023, Moody, Birmingham, AL is a predominantly black area, with 89.5% of the population identifying as black. The black population has shrunk by 6.0% in the last 5 years. The second most common race or ethnicity in Moody, Birmingham, AL is hispanic, making up 6.1% of the population. Foreign-born residents account for 3.4% of the population in Moody, Birmingham, AL, and this percentage has decreased by 2.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 3.6% | 140.0% |
% Black | 89.5% | -6.0% |
% Hispanic | 6.1% | 84.8% |
% Asian | 0.0% | N/A |
% Foreign Born | 3.4% | -2.9% |
Mortgage and Risk — Moody, Birmingham, AL
According to HUD data as of 2023, there were 23 mortgage originations in Moody, Birmingham, AL, of which 52.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Moody, Birmingham, AL. Investor activity is high, as 22.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 52.0% |
% Government Loans | 48.0% |
% Investor Loans | 22.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Moody, Birmingham, AL
Moody, Birmingham, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 183 |
Total Units Section 8 | 117 |
% Rentals under Section 8 | 17.6% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,010 |
| 2 Bedroom | $280 | $850 | $1,130 |
| 3 Bedroom | $320 | $1,100 | $1,420 |
| 4 Bedroom | $580 | $1,000 | $1,580 |
Affordability — Moody, Birmingham, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.4 |
| Median Home Price | $62,000 |
| Median Household Income | $39,800 |