Mountain Brook, Birmingham, AL—35222
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mountain Brook, Birmingham, AL
As of Oct '25, the median home price in Mountain Brook, Birmingham, AL is $382,000, with a year-over-year change of 0.2%. This indicates that home prices in Mountain Brook, Birmingham, AL are flat. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $382,000 | 0.2% |
| Single Family | $391,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $281,000 | 0.4% |
3 Bed | $370,000 | 0.5% |
4 Bed | $621,000 | 3.0% |
| 5 Bed | $797,000 | 2.4% |
% of Housing Stock
Rental Trends — Mountain Brook, Birmingham, AL
As of July '25, Rentcast reports the average rent in Mountain Brook, Birmingham, AL is $1,400, with a year-over-year rent change of -1.4%. Per bedroom, the median rent as of July '25 in Mountain Brook, Birmingham, AL is 1-bedrooms: $1,110, 2-bedrooms: $1,130, 3-bedrooms: $2,060, 4-bedrooms: $3,900. The most common rental property sizes in Mountain Brook, Birmingham, AL are 1-bedroom and 2-bedroom, accounting for 41.8% and 37.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $995 | $1,110 |
| 2 Bed Rent | $1,100 | $1,130 |
| 3 Bed Rent | $2,100 | $2,060 |
| 4 Bed Rent | $3,900 | $3,900 |
% of Rental Stock
Property Listings — Mountain Brook, Birmingham, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Mountain Brook, Birmingham, AL is 36. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $387,000 | 0.0% |
Listing Count | 61 | 26.0% |
| Listings as % of Homes | 0.5% | 26.0% |
Days on Market | 36 | 26.0% |
Demographics — Mountain Brook, Birmingham, AL
As of the latest ACS Survey released in 2023, Mountain Brook, Birmingham, AL has a population of 8,180, which has decreased by -9.4% over the past 5 years. Mountain Brook, Birmingham, AL is a moderately popular place for families, as children make up 17.9% of the population. The area has a highly educated workforce, with 64.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,180 | -9.4% |
% Under 18 | 17.9% | -11.4% |
% Seniors | 13.1% | -12.7% |
% WFH | 15.0% | 400.0% |
% w/ College Degree | 64.0% | 22.6% |
As of the latest ACS Survey released in 2023, Mountain Brook, Birmingham, AL is a predominantly white area, with 70.6% of the population identifying as white. The white population has grown by 11.9% in the last 5 years. The second most common race or ethnicity in Mountain Brook, Birmingham, AL is black, making up 24.3% of the population. Foreign-born residents account for 2.8% of the population in Mountain Brook, Birmingham, AL, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.6% | 11.9% |
% Black | 24.3% | -24.5% |
% Hispanic | 1.4% | -57.6% |
% Asian | 1.0% | 150.0% |
% Foreign Born | 2.8% | -20.0% |
Mortgage and Risk — Mountain Brook, Birmingham, AL
According to HUD data as of 2023, there were 209 mortgage originations in Mountain Brook, Birmingham, AL, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Mountain Brook, Birmingham, AL. Investor activity is low, as 2.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 209 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Mountain Brook, Birmingham, AL
As of 2024, the percent of homes in Mountain Brook, Birmingham, AL under the Section 8 program is 12.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Mountain Brook, Birmingham, AL, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 414 |
Total Units Section 8 | 190 |
% Rentals under Section 8 | 12.6% |
% Occupied Section 8 | 98.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $25 | $995 | $1,020 |
| 2 Bedroom | $30 | $1,100 | $1,130 |
| 3 Bedroom | -$680 | $2,100 | $1,420 |
| 4 Bedroom | -$2,300 | $3,900 | $1,600 |
Affordability — Mountain Brook, Birmingham, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $382,000 |
| Median Household Income | $92,000 |