McDonald Chapel, AL—35224
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — McDonald Chapel, AL
As of Oct '25, the median home price in McDonald Chapel, AL is $69,000, with a year-over-year change of -4.4%. This indicates that home prices in McDonald Chapel, AL are decreasing. According to Zillow, the 1-year price projection is -1.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $69,000 | -4.4% |
| Single Family | $69,000 | -4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $46,000 | -6.1% |
3 Bed | $78,000 | -4.9% |
4 Bed | $115,000 | -5.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — McDonald Chapel, AL
As of July '25, Rentcast reports the average rent in McDonald Chapel, AL is $1,170, with a year-over-year rent change of 5.4%. Per bedroom, the median rent as of July '25 in McDonald Chapel, AL is 2-bedrooms: $925, 3-bedrooms: $1,140, 4-bedrooms: $1,280. The most common rental property sizes in McDonald Chapel, AL are 3-bedroom and 2-bedroom, accounting for 50.6% and 43.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,180 | $1,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $850 | $925 |
| 3 Bed Rent | $1,100 | $1,140 |
| 4 Bed Rent | $1,250 | $1,280 |
% of Rental Stock
Property Listings — McDonald Chapel, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in McDonald Chapel, AL is 69. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $89,100 | -3.0% |
Listing Count | 45 | 1.0% |
| Listings as % of Homes | 1.5% | 1.0% |
Days on Market | 69 | 8.0% |
Demographics — McDonald Chapel, AL
As of the latest ACS Survey released in 2023, McDonald Chapel, AL has a population of 5,410, which has increased by 4.7% over the past 5 years. McDonald Chapel, AL is a popular place for families, as children make up 29.1% of the population. The area has a poorly educated workforce, with 10.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,410 | 4.7% |
% Under 18 | 29.1% | 32.9% |
% Seniors | 12.3% | 3.4% |
% WFH | 6.6% | ∞% |
% w/ College Degree | 10.6% | 5.0% |
As of the latest ACS Survey released in 2023, McDonald Chapel, AL is a predominantly black area, with 69.2% of the population identifying as black. The black population has grown by 12.0% in the last 5 years. The second most common race or ethnicity in McDonald Chapel, AL is white, making up 21.9% of the population. Foreign-born residents account for 1.5% of the population in McDonald Chapel, AL, and this percentage has increased by 66.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 21.9% | -40.3% |
% Black | 69.2% | 12.0% |
% Hispanic | 3.1% | 675.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.5% | 66.7% |
Mortgage and Risk — McDonald Chapel, AL
According to HUD data as of 2023, there were 73 mortgage originations in McDonald Chapel, AL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in McDonald Chapel, AL. Investor activity is high, as 22.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 22.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — McDonald Chapel, AL
McDonald Chapel, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 171 |
Total Units Section 8 | 171 |
% Rentals under Section 8 | 20.2% |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,000 |
| 2 Bedroom | $280 | $850 | $1,130 |
| 3 Bedroom | $320 | $1,100 | $1,420 |
| 4 Bedroom | $330 | $1,250 | $1,580 |
Affordability — McDonald Chapel, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.5 |
| Median Home Price | $69,000 |
| Median Household Income | $46,400 |