Midfield, AL35228

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$79,000
8.0% YoY Growth
Median Household Income
$50,100
52.2% 5-Year Growth
Days on Market
57
5.0% Shorter than last year
Home Price Forecast
0.5%
Median Rent
$1,100
3.7% YoY Growth
1-Bed Rent
$775
3.3% YoY Growth
2-Bed Rent
$790
0.2% YoY Growth
3-Bed Rent
$1,100
1.8% YoY Growth

Property Listings — Midfield, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Midfield, AL is 57. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$79,900-14.0%
Listing Count
6027.0%
Listings as % of Homes1.1%27.0%
Days on Market
57-5.0%
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Demographics — Midfield, AL

As of the latest ACS Survey released in 2023, Midfield, AL has a population of 10,600, which has increased by 2.2% over the past 5 years. Midfield, AL is a moderately popular place for families, as children make up 24.3% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,6002.2%
% Under 18
24.3%22.1%
% Seniors
14.5%0.0%
% WFH
14.5%326.5%
% w/ College Degree
21.8%58.0%
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As of the latest ACS Survey released in 2023, Midfield, AL is a predominantly black area, with 88.6% of the population identifying as black. The black population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Midfield, AL is hispanic, making up 4.9% of the population. Foreign-born residents account for 2.2% of the population in Midfield, AL, and this percentage has decreased by 15.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
4.5%-31.8%
% Black
88.6%-0.3%
% Hispanic
4.9%14.0%
% Asian
0.0%-100.0%
% Foreign Born
2.2%-15.4%
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Mortgage and Risk — Midfield, AL

According to HUD data as of 2023, there were 34 mortgage originations in Midfield, AL, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Midfield, AL. Investor activity is high, as 32.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
34
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
32.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Midfield, AL

As of 2024, the percent of homes in Midfield, AL under the Section 8 program is 37.5%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Midfield, AL, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
747
Total Units Section 8
559
% Rentals under Section 8
37.5%
% Occupied Section 8
87.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$265$775$1,040
2 Bedroom$360$790$1,150
3 Bedroom$340$1,100$1,440
4 Bedroom$280$1,350$1,630

Affordability — Midfield, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.7
Median Home Price$79,000
Median Household Income$50,100

Midfield, AL — ZIP Code Boundary Map

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Frequently Asked Questions