Fosters, AL—35463
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fosters, AL
As of Oct '25, the median home price in Fosters, AL is $183,000, with a year-over-year change of -3.3%. This indicates that home prices in Fosters, AL are decreasing. According to Zillow, the 1-year price projection is -1.4%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $183,000 | -3.3% |
| Single Family | $182,000 | -4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $231,000 | 0.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fosters, AL
Fosters, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fosters, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Fosters, AL is 49. This is a decrease of -56.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $320,000 | 2.0% |
Listing Count | 8 | -18.0% |
| Listings as % of Homes | 0.5% | -18.0% |
Days on Market | 49 | -56.0% |
Demographics — Fosters, AL
As of the latest ACS Survey released in 2023, Fosters, AL has a population of 1,880, which has increased by 5.1% over the past 5 years. Fosters, AL is a moderately popular place for families, as children make up 18.1% of the population. The area has a poorly educated workforce, with 13.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,880 | 5.1% |
% Under 18 | 18.1% | -25.2% |
% Seniors | 18.6% | 13.4% |
% WFH | 6.9% | 6.2% |
% w/ College Degree | 13.6% | -29.5% |
Fosters, AL lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 44.4% | -34.3% |
% Black | 54.3% | 67.6% |
% Hispanic | 0.0% | N/A |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Fosters, AL
According to HUD data as of 2023, there were 59 mortgage originations in Fosters, AL, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 49.0% above 90% LTV (very high). This implies large mortgage risk in Fosters, AL. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Fosters, AL
Fosters, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | N/A | N/A | $1,400 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Fosters, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $183,000 |
| Median Household Income | $62,300 |