Jasper, AL35504

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$208,000
0.1% YoY Growth
Median Household Income
$71,500
42.2% 5-Year Growth
Days on Market
84
35.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,100
12.1% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,100
N/A
3-Bed Rent
$1,000
13.0% YoY Growth

Other Zip Codes in Jasper, AL

Property Listings — Jasper, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Jasper, AL is 84. This is a decrease of -35.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$396,000-25.0%
Listing Count
62-37.0%
Listings as % of Homes1.3%-37.0%
Days on Market
84-35.0%
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Demographics — Jasper, AL

As of the latest ACS Survey released in 2023, Jasper, AL has a population of 13,500, which has increased by 2.6% over the past 5 years. Jasper, AL is a popular place for families, as children make up 26.3% of the population. The area has a poorly educated workforce, with 24.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,5002.6%
% Under 18
26.3%23.5%
% Seniors
21.8%12.4%
% WFH
8.5%431.2%
% w/ College Degree
24.2%18.6%
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As of the latest ACS Survey released in 2023, Jasper, AL is a predominantly white area, with 87.2% of the population identifying as white. The white population has shrunk by 3.8% in the last 5 years. The second most common race or ethnicity in Jasper, AL is hispanic, making up 6.4% of the population. Foreign-born residents account for 1.2% of the population in Jasper, AL, and this percentage has decreased by 52.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.2%-3.8%
% Black
3.4%6.2%
% Hispanic
6.4%82.9%
% Asian
0.7%-53.3%
% Foreign Born
1.2%-52.0%
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Mortgage and Risk — Jasper, AL

According to HUD data as of 2023, there were 293 mortgage originations in Jasper, AL, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Jasper, AL. Investor activity is low, as 4.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
293
% Conventional Loans
74.0%
% Government Loans
26.0%
% Investor Loans
4.0%
% Second Loans
5.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Jasper, AL

Jasper, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
221
Total Units Section 8
194
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$610
2 Bedroom-$320$1,100$780
3 Bedroom$90$1,000$1,090
4 Bedroom-$490$1,700$1,210

Affordability — Jasper, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$208,000
Median Household Income$71,500

Jasper, AL — ZIP Code Boundary Map

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Frequently Asked Questions