Carbon Hill, AL35549

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$80,000
9.4% YoY Growth
Median Household Income
$41,400
20.2% 5-Year Growth
Days on Market
16
42.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,100
28.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,100
N/A

Property Listings — Carbon Hill, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Carbon Hill, AL is 16. This is a decrease of -42.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$221,000-15.0%
Listing Count
5-68.0%
Listings as % of Homes0.4%-68.0%
Days on Market
16-42.0%
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Demographics — Carbon Hill, AL

As of the latest ACS Survey released in 2023, Carbon Hill, AL has a population of 3,020, which has decreased by -14.1% over the past 5 years. Carbon Hill, AL is a moderately popular place for families, as children make up 20.0% of the population. The area has a poorly educated workforce, with 6.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,020-14.1%
% Under 18
20.0%-2.4%
% Seniors
22.8%2.7%
% WFH
1.7%-34.6%
% w/ College Degree
6.9%-14.8%
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As of the latest ACS Survey released in 2023, Carbon Hill, AL is a predominantly white area, with 85.9% of the population identifying as white. The white population has shrunk by 8.4% in the last 5 years. The second most common race or ethnicity in Carbon Hill, AL is black, making up 8.1% of the population. Foreign-born residents account for 1.3% of the population in Carbon Hill, AL, and this percentage has increased by 160.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
85.9%-8.4%
% Black
8.1%138.2%
% Hispanic
1.9%∞%
% Asian
0.0%-100.0%
% Foreign Born
1.3%160.0%
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Mortgage and Risk — Carbon Hill, AL

According to HUD data as of 2023, there were 43 mortgage originations in Carbon Hill, AL, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Carbon Hill, AL. Investor activity is low, as 5.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
43
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
5.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Carbon Hill, AL

Carbon Hill, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
163
Total Units Section 8
48
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$690
2 BedroomN/AN/A$780
3 Bedroom-$10$1,100$1,090
4 BedroomN/AN/A$1,200

Affordability — Carbon Hill, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.1
Median Home Price$80,000
Median Household Income$41,400

Carbon Hill, AL — ZIP Code Boundary Map

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Frequently Asked Questions