Athens, AL35614

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$250,000
0.5% YoY Growth
Median Household Income
$57,300
33.4% 5-Year Growth
Days on Market
80
71.0% Longer than last year
Home Price Forecast
0.9%
Median Rent
$1,200
12.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,800
66.7% YoY Growth
3-Bed Rent
$895
10.3% YoY Growth

Other Zip Codes in Athens, AL

Property Listings — Athens, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Athens, AL is 80. This is a increase of 71.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$269,000-19.0%
Listing Count
33100.0%
Listings as % of Homes0.4%100.0%
Days on Market
8071.0%
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Demographics — Athens, AL

As of the latest ACS Survey released in 2023, Athens, AL has a population of 7,160, which has decreased by -6.3% over the past 5 years. Athens, AL is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
7,160-6.3%
% Under 18
27.7%12.6%
% Seniors
19.1%11.7%
% WFH
6.6%1,220.0%
% w/ College Degree
21.4%82.9%
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As of the latest ACS Survey released in 2023, Athens, AL is a predominantly white area, with 81.3% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in Athens, AL is hispanic, making up 9.1% of the population. Foreign-born residents account for 4.1% of the population in Athens, AL, and this percentage has decreased by 29.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
81.3%-6.3%
% Black
3.5%52.2%
% Hispanic
9.1%0.0%
% Asian
0.8%-20.0%
% Foreign Born
4.1%-29.3%
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Mortgage and Risk — Athens, AL

According to HUD data as of 2023, there were 163 mortgage originations in Athens, AL, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Athens, AL. Investor activity is low, as 5.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
163
% Conventional Loans
68.0%
% Government Loans
32.0%
% Investor Loans
5.0%
% Second Loans
2.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Athens, AL

Athens, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
34
Total Units Section 8
4
% Rentals under Section 8
0.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$990
2 Bedroom-$650$1,800$1,150
3 Bedroom$585$895$1,480
4 Bedroom$610$1,200$1,810

Affordability — Athens, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$250,000
Median Household Income$57,300

Athens, AL — ZIP Code Boundary Map

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Frequently Asked Questions