Hartselle, AL—35640
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hartselle, AL
As of Oct '25, the median home price in Hartselle, AL is $235,000, with a year-over-year change of 0.8%. This indicates that home prices in Hartselle, AL are flat. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $235,000 | 0.8% |
| Single Family | $235,000 | 0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $186,000 | 2.8% |
3 Bed | $246,000 | 2.1% |
4 Bed | $346,000 | 1.5% |
| 5 Bed | $439,000 | 3.3% |
% of Housing Stock
Rental Trends — Hartselle, AL
As of July '25, Rentcast reports the average rent in Hartselle, AL is $1,400, with a year-over-year rent change of -4.1%. Per bedroom, the median rent as of July '25 in Hartselle, AL is 1-bedrooms: $752, 2-bedrooms: $1,390, 3-bedrooms: $1,390. The most common rental property sizes in Hartselle, AL are 3-bedroom and 2-bedroom, accounting for 41.6% and 38.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,280 | $1,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $650 | $752 |
| 2 Bed Rent | $1,300 | $1,390 |
| 3 Bed Rent | $1,300 | $1,390 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hartselle, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Hartselle, AL is 90. This is a increase of 65.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $280,000 | -2.0% |
Listing Count | 107 | 30.0% |
| Listings as % of Homes | 0.6% | 30.0% |
Days on Market | 90 | 65.0% |
Demographics — Hartselle, AL
As of the latest ACS Survey released in 2023, Hartselle, AL has a population of 27,000, which has increased by 9.8% over the past 5 years. Hartselle, AL is a moderately popular place for families, as children make up 23.4% of the population. The area has a moderately educated workforce, with 25.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 27,000 | 9.8% |
% Under 18 | 23.4% | -1.3% |
% Seniors | 17.2% | 6.8% |
% WFH | 6.2% | 226.3% |
% w/ College Degree | 25.0% | 18.5% |
As of the latest ACS Survey released in 2023, Hartselle, AL is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Hartselle, AL is black, making up 5.5% of the population. Foreign-born residents account for 1.0% of the population in Hartselle, AL, and this percentage has decreased by 44.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.9% | -1.7% |
% Black | 5.5% | 25.0% |
% Hispanic | 2.2% | -8.3% |
% Asian | 0.1% | -92.9% |
% Foreign Born | 1.0% | -44.4% |
Mortgage and Risk — Hartselle, AL
According to HUD data as of 2023, there were 604 mortgage originations in Hartselle, AL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Hartselle, AL. Investor activity is low, as 3.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 604 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Hartselle, AL
Hartselle, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 251 |
Total Units Section 8 | 35 |
% Rentals under Section 8 | 2.0% |
% Occupied Section 8 | 55.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $120 | $650 | $770 |
| 2 Bedroom | -$360 | $1,300 | $940 |
| 3 Bedroom | -$60 | $1,300 | $1,240 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Hartselle, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $235,000 |
| Median Household Income | $69,700 |