Lovettville, AL—35643
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lovettville, AL
As of Oct '25, the median home price in Lovettville, AL is $197,000, with a year-over-year change of 0.9%. This indicates that home prices in Lovettville, AL are flat. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $197,000 | 0.9% |
| Single Family | $197,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lovettville, AL
Lovettville, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,600 | $1,600 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lovettville, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Lovettville, AL is 98. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $338,000 | -8.0% |
Listing Count | 7 | -4.0% |
| Listings as % of Homes | 0.1% | -4.0% |
Days on Market | 98 | -15.0% |
Demographics — Lovettville, AL
As of the latest ACS Survey released in 2023, Lovettville, AL has a population of 3,090, which has decreased by -16.5% over the past 5 years. Lovettville, AL is a moderately popular place for families, as children make up 19.7% of the population. The area has a poorly educated workforce, with 14.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,090 | -16.5% |
% Under 18 | 19.7% | 34.0% |
% Seniors | 15.4% | -19.8% |
% WFH | 1.5% | ∞% |
% w/ College Degree | 14.4% | 73.5% |
As of the latest ACS Survey released in 2023, Lovettville, AL is a predominantly white area, with 63.7% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Lovettville, AL is black, making up 25.7% of the population. Foreign-born residents account for 1.2% of the population in Lovettville, AL, and this percentage has increased by 500.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 63.7% | -6.2% |
% Black | 25.7% | -1.5% |
% Hispanic | 3.8% | 5.6% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.2% | 500.0% |
Mortgage and Risk — Lovettville, AL
According to HUD data as of 2023, there were 27 mortgage originations in Lovettville, AL, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Lovettville, AL. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 27 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Lovettville, AL
Lovettville, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $840 |
| 3 Bedroom | -$510 | $1,600 | $1,090 |
| 4 Bedroom | N/A | N/A | $1,310 |
Affordability — Lovettville, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $197,000 |
| Median Household Income | $51,100 |