Moulton, AL35650

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$223,000
3.3% YoY Growth
Median Household Income
$61,000
39.5% 5-Year Growth
Days on Market
51
16.0% Longer than last year
Home Price Forecast
0.6%
Median Rent
$850
54.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$850
7.9% YoY Growth
3-Bed Rent
$1,600
N/A

Property Listings — Moulton, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Moulton, AL is 51. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$295,0006.0%
Listing Count
517.0%
Listings as % of Homes0.4%7.0%
Days on Market
5116.0%
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Demographics — Moulton, AL

As of the latest ACS Survey released in 2023, Moulton, AL has a population of 13,500, which has decreased by -3.6% over the past 5 years. Moulton, AL is a moderately popular place for families, as children make up 21.4% of the population. The area has a poorly educated workforce, with 17.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,500-3.6%
% Under 18
21.4%-7.4%
% Seniors
21.4%20.9%
% WFH
4.2%23.5%
% w/ College Degree
17.9%58.4%
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As of the latest ACS Survey released in 2023, Moulton, AL is a predominantly white area, with 81.7% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Moulton, AL is black, making up 4.3% of the population. Foreign-born residents account for 1.2% of the population in Moulton, AL, and this percentage has increased by 33.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
81.7%-3.2%
% Black
4.3%-15.7%
% Hispanic
2.8%154.5%
% Asian
0.1%0.0%
% Foreign Born
1.2%33.3%
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Mortgage and Risk — Moulton, AL

According to HUD data as of 2023, there were 265 mortgage originations in Moulton, AL, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Moulton, AL. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
265
% Conventional Loans
67.0%
% Government Loans
33.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Moulton, AL

Moulton, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
143
Total Units Section 8
45
% Rentals under Section 8
5.4%
% Occupied Section 8
98.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$690
2 Bedroom-$10$850$840
3 Bedroom-$510$1,600$1,090
4 BedroomN/AN/A$1,220

Affordability — Moulton, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$223,000
Median Household Income$61,000

Moulton, AL — ZIP Code Boundary Map

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Frequently Asked Questions