Muscle Shoals, AL 35661 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Muscle Shoals, AL—35661

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$249,000

2.1% YoY Growth

Household Income

$66,700

16.8% YoY Growth

Days on Market

1.0% Shorter YoY

Home Price Forecast

2.0%

Median Rent

$950

18.2% YoY Growth

1-Bed Rent

$600

29.4% YoY Growth

2-Bed Rent

$950

7.5% YoY Growth

3-Bed Rent

$1,500

8.5% YoY Growth

Home Price Trends — Muscle Shoals, AL

As of Dec '25, the median home price in Muscle Shoals, AL is $249,000, with a year-over-year change of 2.1%. This indicates that home prices in Muscle Shoals, AL are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$249,000	2.1%
Single Family	$249,000	2.5%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Muscle Shoals, AL

As of July '25, Rentcast reports the average rent in Muscle Shoals, AL is $1,170, with a year-over-year rent change of -18.2%. Per bedroom, the median rent as of July '25 in Muscle Shoals, AL is 1-bedrooms: $600, 2-bedrooms: $981, 3-bedrooms: $1,500, 4-bedrooms: $1,200. The most common rental property sizes in Muscle Shoals, AL are 2-bedroom and 3-bedroom, accounting for 50.5% and 36.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$950	$1,170
Studio Rent	N/A	N/A
1 Bed Rent	$600	$600
2 Bed Rent	$950	$981
3 Bed Rent	$1,500	$1,500
4 Bed Rent	$1,200	$1,200

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% of Rental Stock

Studio

1.1%

1 Bedroom

9.1%

2 Bedrooms

50.5%

3 Bedrooms

36.3%

4 Bedrooms

2.8%

5+ Bedrooms

0.3%

Property Listings — Muscle Shoals, AL

As of Dec '25, Realtor.com reports that the median days on market for a home in Muscle Shoals, AL is 64. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$334,000	5.0%
Listing Count	121	14.0%
Listings as % of Homes	0.7%	14.0%
Days on Market	68	-1.0%

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Demographics — Muscle Shoals, AL

As of the latest ACS Survey released in 2023, Muscle Shoals, AL has a population of 19,000, which has increased by 12.3% over the past 5 years. Muscle Shoals, AL is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 24.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	19,000	12.3%
% Under 18	22.4%	12.6%
% Seniors	19.2%	2.7%
% WFH	11.2%	366.7%
% w/ College Degree	24.3%	-9.0%

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As of the latest ACS Survey released in 2023, Muscle Shoals, AL is a predominantly white area, with 77.5% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Muscle Shoals, AL is black, making up 14.1% of the population. Foreign-born residents account for 2.1% of the population in Muscle Shoals, AL, and this percentage has increased by 23.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	77.5%	-7.7%
% Black	14.1%	23.7%
% Hispanic	4.6%	130.0%
% Asian	0.6%	-25.0%
% Foreign Born	2.1%	23.5%

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Mortgage and Risk — Muscle Shoals, AL

According to HUD data as of 2023, there were 458 mortgage originations in Muscle Shoals, AL, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Muscle Shoals, AL. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	458
% Conventional Loans	74.0%
% Government Loans	26.0%
% Investor Loans	3.0%
% Second Loans	2.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Muscle Shoals, AL

As of 2024, the percent of homes in Muscle Shoals, AL under the Section 8 program is 7.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Muscle Shoals, AL, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD	155
Total Units Section 8	155
% Rentals under Section 8	7.0%
% Occupied Section 8	74.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$270	$600	$870
2 Bedroom	$190	$950	$1,140
3 Bedroom	-$100	$1,500	$1,400
4 Bedroom	$460	$1,200	$1,660

Muscle Shoals, AL—35661

Key Metrics at a Glance

Home Price Trends — Muscle Shoals, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Muscle Shoals, AL

% of Rental Stock

Property Listings — Muscle Shoals, AL

Demographics — Muscle Shoals, AL

Race and Ethnicity

Mortgage and Risk — Muscle Shoals, AL

Mortgages

Rentals and Section 8 — Muscle Shoals, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Muscle Shoals, AL

Home Price to Income Ratio

Muscle Shoals, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Florence, AL

Leighton, AL

Florence

Sheffield, AL

Killen, AL

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.3
Median Home Price	$249,000
Median Household Income	$66,700

Muscle Shoals, AL—35661

Key Metrics at a Glance

Home Price Trends — Muscle Shoals, AL

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Muscle Shoals, AL

% of Rental Stock

Property Listings — Muscle Shoals, AL

Demographics — Muscle Shoals, AL

Race and Ethnicity

Mortgage and Risk — Muscle Shoals, AL

Mortgages

Rentals and Section 8 — Muscle Shoals, AL

Section 8 Market Size

Section 8 Opportunity

Affordability — Muscle Shoals, AL

Home Price to Income Ratio

Muscle Shoals, AL — ZIP Code Boundary Map

Nearby ZIP Codes

Florence, AL

Leighton, AL

Florence

Sheffield, AL

Killen, AL

Frequently Asked Questions

What is the average home price in Muscle Shoals, AL 35661?

How have home prices in Muscle Shoals, AL 35661 changed over the past year?

What is the home price projection for Muscle Shoals, AL 35661?

What are the demographics of Muscle Shoals, AL 35661?

How long does it take homes to sell in Muscle Shoals, AL 35661?

What is the average rent price in Muscle Shoals, AL 35661?