Town Creek, AL—35672
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Town Creek, AL
As of Oct '25, the median home price in Town Creek, AL is $214,000, with a year-over-year change of 0.1%. This indicates that home prices in Town Creek, AL are flat. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $214,000 | 0.1% |
| Single Family | $214,000 | 0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $229,000 | 0.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Town Creek, AL
Town Creek, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Town Creek, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Town Creek, AL is 86. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $255,000 | -15.0% |
Listing Count | 18 | 6.0% |
| Listings as % of Homes | 0.3% | 6.0% |
Days on Market | 86 | 18.0% |
Demographics — Town Creek, AL
As of the latest ACS Survey released in 2023, Town Creek, AL has a population of 5,740, which has decreased by -7.3% over the past 5 years. Town Creek, AL is a popular place for families, as children make up 26.7% of the population. The area has a poorly educated workforce, with 13.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,740 | -7.3% |
% Under 18 | 26.7% | 8.5% |
% Seniors | 16.7% | -9.7% |
% WFH | 6.1% | 110.3% |
% w/ College Degree | 13.3% | -9.5% |
As of the latest ACS Survey released in 2023, Town Creek, AL is a predominantly white area, with 63.4% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Town Creek, AL is black, making up 16.6% of the population. Foreign-born residents account for 0.8% of the population in Town Creek, AL, and this percentage has decreased by 65.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 63.4% | -4.8% |
% Black | 16.6% | 38.3% |
% Hispanic | 0.7% | -85.7% |
% Asian | 0.9% | ∞% |
% Foreign Born | 0.8% | -65.2% |
Mortgage and Risk — Town Creek, AL
According to HUD data as of 2023, there were 134 mortgage originations in Town Creek, AL, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Town Creek, AL. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 134 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Town Creek, AL
Town Creek, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 97 |
Total Units Section 8 | 97 |
% Rentals under Section 8 | 23.9% |
% Occupied Section 8 | 93.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $850 |
| 3 Bedroom | N/A | N/A | $1,090 |
| 4 Bedroom | N/A | N/A | $1,290 |
Affordability — Town Creek, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $214,000 |
| Median Household Income | $57,700 |