Scottsboro, AL—35768
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Scottsboro, AL
Home Price Trends — Scottsboro, AL
As of Oct '25, the median home price in Scottsboro, AL is $168,000, with a year-over-year change of 1.9%. This indicates that home prices in Scottsboro, AL are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $168,000 | 1.9% |
| Single Family | $168,000 | 2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $144,000 | 4.3% |
3 Bed | $216,000 | 5.9% |
4 Bed | $321,000 | 4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Scottsboro, AL
As of July '25, Rentcast reports the average rent in Scottsboro, AL is $1,230, with a year-over-year rent change of -7.5%. Per bedroom, the median rent as of July '25 in Scottsboro, AL is 2-bedrooms: $1,320, 3-bedrooms: $1,180. The most common rental property sizes in Scottsboro, AL are 2-bedroom and 3-bedroom, accounting for 48.9% and 34.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,150 | $1,230 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,150 | $1,320 |
| 3 Bed Rent | $1,050 | $1,180 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Scottsboro, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Scottsboro, AL is 62. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $235,000 | -6.0% |
Listing Count | 49 | 25.0% |
| Listings as % of Homes | 0.6% | 25.0% |
Days on Market | 62 | 1.0% |
Demographics — Scottsboro, AL
As of the latest ACS Survey released in 2023, Scottsboro, AL has a population of 12,400, which has increased by 11.0% over the past 5 years. Scottsboro, AL is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 15.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,400 | 11.0% |
% Under 18 | 21.9% | 15.9% |
% Seniors | 19.8% | 15.1% |
% WFH | 3.6% | 100.0% |
% w/ College Degree | 15.8% | 2.6% |
As of the latest ACS Survey released in 2023, Scottsboro, AL is a predominantly white area, with 87.2% of the population identifying as white. The white population has grown by 0.3% in the last 5 years. The second most common race or ethnicity in Scottsboro, AL is hispanic, making up 3.8% of the population. Foreign-born residents account for 2.4% of the population in Scottsboro, AL, and this percentage has decreased by 4.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.2% | 0.3% |
% Black | 3.1% | -41.5% |
% Hispanic | 3.8% | 5.6% |
% Asian | 0.7% | -36.4% |
% Foreign Born | 2.4% | -4.0% |
Mortgage and Risk — Scottsboro, AL
According to HUD data as of 2023, there were 215 mortgage originations in Scottsboro, AL, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Scottsboro, AL. Investor activity is low, as 6.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 215 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Scottsboro, AL
Scottsboro, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 351 |
Total Units Section 8 | 351 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | -$370 | $1,150 | $780 |
| 3 Bedroom | -$100 | $1,050 | $950 |
| 4 Bedroom | N/A | N/A | $1,270 |
Affordability — Scottsboro, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $168,000 |
| Median Household Income | $47,600 |