Scottsboro, AL35769

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$267,000
2.9% YoY Growth
Median Household Income
$61,400
45.0% 5-Year Growth
Days on Market
99
25.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$1,850
27.0% YoY Growth
1-Bed Rent
$710
5.3% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
$3,500
133.3% YoY Growth

Other Zip Codes in Scottsboro, AL

Property Listings — Scottsboro, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Scottsboro, AL is 99. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$412,000-3.0%
Listing Count
7141.0%
Listings as % of Homes0.7%41.0%
Days on Market
9925.0%
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Demographics — Scottsboro, AL

As of the latest ACS Survey released in 2023, Scottsboro, AL has a population of 9,570, which has decreased by -4.0% over the past 5 years. Scottsboro, AL is a moderately popular place for families, as children make up 21.2% of the population. The area has a moderately educated workforce, with 28.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
9,570-4.0%
% Under 18
21.2%-0.9%
% Seniors
25.5%24.4%
% WFH
6.9%53.3%
% w/ College Degree
28.9%25.7%
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As of the latest ACS Survey released in 2023, Scottsboro, AL is a predominantly white area, with 87.0% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Scottsboro, AL is black, making up 5.5% of the population. Foreign-born residents account for 1.7% of the population in Scottsboro, AL, and this percentage has decreased by 5.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.0%-4.1%
% Black
5.5%61.8%
% Hispanic
4.7%27.0%
% Asian
0.0%N/A
% Foreign Born
1.7%-5.6%
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Mortgage and Risk — Scottsboro, AL

According to HUD data as of 2023, there were 173 mortgage originations in Scottsboro, AL, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Scottsboro, AL. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
173
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
2.0%
% Second Loans
4.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Scottsboro, AL

Scottsboro, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
149
Total Units Section 8
149
% Rentals under Section 8
N/A
% Occupied Section 8
99.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$30$710$680
2 BedroomN/AN/A$820
3 Bedroom-$2,450$3,500$1,050
4 Bedroom-$580$1,850$1,270

Affordability — Scottsboro, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$267,000
Median Household Income$61,400

Scottsboro, AL — ZIP Code Boundary Map

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Frequently Asked Questions