Albertville, AL—35950
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Albertville, AL
Home Price Trends — Albertville, AL
As of Oct '25, the median home price in Albertville, AL is $203,000, with a year-over-year change of -2.5%. This indicates that home prices in Albertville, AL are decreasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $203,000 | -2.5% |
| Single Family | $203,000 | -2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $149,000 | -2.6% |
3 Bed | $224,000 | 0.9% |
4 Bed | $288,000 | 0.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Albertville, AL
As of July '25, Rentcast reports the average rent in Albertville, AL is $1,440, with a year-over-year rent change of -1.4%. Per bedroom, the median rent as of July '25 in Albertville, AL is studios: $1,200, 2-bedrooms: $1,400, 3-bedrooms: $1,500, 4-bedrooms: $1,600. The most common rental property sizes in Albertville, AL are 3-bedroom and 2-bedroom, accounting for 39.1% and 37.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,440 |
| Studio Rent | $1,200 | $1,200 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $1,400 |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | $1,600 | $1,600 |
% of Rental Stock
Property Listings — Albertville, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Albertville, AL is 77. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $294,000 | 16.0% |
Listing Count | 66 | 5.0% |
| Listings as % of Homes | 0.5% | 5.0% |
Days on Market | 77 | 14.0% |
Demographics — Albertville, AL
As of the latest ACS Survey released in 2023, Albertville, AL has a population of 21,200, which has decreased by -1.8% over the past 5 years. Albertville, AL is a popular place for families, as children make up 30.6% of the population. The area has a poorly educated workforce, with 19.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,200 | -1.8% |
% Under 18 | 30.6% | -2.5% |
% Seniors | 13.4% | 6.3% |
% WFH | 3.3% | 135.7% |
% w/ College Degree | 19.2% | 21.5% |
As of the latest ACS Survey released in 2023, Albertville, AL is a predominantly white area, with 63.6% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Albertville, AL is hispanic, making up 31.0% of the population. Foreign-born residents account for 12.9% of the population in Albertville, AL, and this percentage has increased by 3.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 63.6% | -4.5% |
% Black | 2.9% | -14.7% |
% Hispanic | 31.0% | 7.3% |
% Asian | 0.3% | ∞% |
% Foreign Born | 12.9% | 3.2% |
Mortgage and Risk — Albertville, AL
According to HUD data as of 2023, there were 311 mortgage originations in Albertville, AL, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Albertville, AL. Investor activity is low, as 9.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 311 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 9.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Albertville, AL
Albertville, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 467 |
Total Units Section 8 | 300 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 87.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $660 |
| 2 Bedroom | -$540 | $1,400 | $860 |
| 3 Bedroom | -$350 | $1,500 | $1,150 |
| 4 Bedroom | -$450 | $1,600 | $1,150 |
Affordability — Albertville, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $203,000 |
| Median Household Income | $56,500 |