Crossville, AL35962

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$184,000
2.7% YoY Growth
Median Household Income
$58,000
55.8% 5-Year Growth
Days on Market
79
26.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Crossville, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Crossville, AL is 79. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$215,000-17.0%
Listing Count
2042.0%
Listings as % of Homes0.5%42.0%
Days on Market
79-26.0%
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Demographics — Crossville, AL

As of the latest ACS Survey released in 2023, Crossville, AL has a population of 8,210, which has decreased by -13.7% over the past 5 years. Crossville, AL is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 12.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,210-13.7%
% Under 18
21.9%-22.9%
% Seniors
13.7%15.1%
% WFH
1.8%-60.9%
% w/ College Degree
12.6%3.3%
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As of the latest ACS Survey released in 2023, Crossville, AL is a predominantly white area, with 77.0% of the population identifying as white. The white population has grown by 8.3% in the last 5 years. The second most common race or ethnicity in Crossville, AL is hispanic, making up 19.3% of the population. Foreign-born residents account for 11.5% of the population in Crossville, AL, and this percentage has decreased by 10.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
77.0%8.3%
% Black
0.4%∞%
% Hispanic
19.3%-28.8%
% Asian
0.2%∞%
% Foreign Born
11.5%-10.9%
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Mortgage and Risk — Crossville, AL

According to HUD data as of 2023, there were 109 mortgage originations in Crossville, AL, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Crossville, AL. Investor activity is low, as 11.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
109
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
11.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Crossville, AL

Crossville, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
72
Total Units Section 8
42
% Rentals under Section 8
N/A
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$650
2 BedroomN/AN/A$860
3 BedroomN/AN/A$1,130
4 BedroomN/AN/A$1,400

Affordability — Crossville, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$184,000
Median Household Income$58,000

Crossville, AL — ZIP Code Boundary Map

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Frequently Asked Questions