Gibson Crossroads, AL—35971
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Gibson Crossroads, AL
Gibson Crossroads, AL lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $192,000 | 3.1% |
| Single Family | $192,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $213,000 | 3.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Gibson Crossroads, AL
As of July '25, Rentcast reports the average rent in Gibson Crossroads, AL is $1,220, with a year-over-year rent change of -9.6%. Per bedroom, the median rent as of July '25 in Gibson Crossroads, AL is 1-bedrooms: $950, 2-bedrooms: $1,020, 3-bedrooms: $1,550. The most common rental property sizes in Gibson Crossroads, AL are 3-bedroom and 2-bedroom, accounting for 52.6% and 34.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,050 | $1,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $950 |
| 2 Bed Rent | $1,000 | $1,020 |
| 3 Bed Rent | $1,500 | $1,550 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Gibson Crossroads, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Gibson Crossroads, AL is 127. This is a increase of 116.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $369,000 | 56.0% |
Listing Count | 13 | 41.0% |
| Listings as % of Homes | 0.2% | 41.0% |
Days on Market | 127 | 116.0% |
Demographics — Gibson Crossroads, AL
As of the latest ACS Survey released in 2023, Gibson Crossroads, AL has a population of 4,900, which has decreased by -9.7% over the past 5 years. Gibson Crossroads, AL is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 8.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,900 | -9.7% |
% Under 18 | 18.6% | -23.1% |
% Seniors | 18.2% | 0.0% |
% WFH | 1.5% | -73.2% |
% w/ College Degree | 8.6% | -18.9% |
As of the latest ACS Survey released in 2023, Gibson Crossroads, AL is a predominantly white area, with 88.7% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Gibson Crossroads, AL is hispanic, making up 5.3% of the population. Foreign-born residents account for 2.8% of the population in Gibson Crossroads, AL, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.7% | -3.6% |
% Black | 3.1% | 138.5% |
% Hispanic | 5.3% | 178.9% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.8% | 0.0% |
Mortgage and Risk — Gibson Crossroads, AL
According to HUD data as of 2023, there were 67 mortgage originations in Gibson Crossroads, AL, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Gibson Crossroads, AL. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 67 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Gibson Crossroads, AL
Gibson Crossroads, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 41 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$270 | $950 | $680 |
| 2 Bedroom | -$220 | $1,000 | $780 |
| 3 Bedroom | -$450 | $1,500 | $1,050 |
| 4 Bedroom | N/A | N/A | $1,280 |
Affordability — Gibson Crossroads, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $192,000 |
| Median Household Income | $55,200 |