Horton, AL35980

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$215,000
0.8% YoY Growth
Median Household Income
$57,700
46.6% 5-Year Growth
Days on Market
75
34.0% Shorter than last year
Home Price Forecast
1.7%
Median Rent
$1,550
10.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,550
10.7% YoY Growth

Property Listings — Horton, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Horton, AL is 75. This is a decrease of -34.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$299,00024.0%
Listing Count
14-4.0%
Listings as % of Homes0.2%-4.0%
Days on Market
75-34.0%
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Demographics — Horton, AL

As of the latest ACS Survey released in 2023, Horton, AL has a population of 6,660, which has increased by 29.3% over the past 5 years. Horton, AL is a popular place for families, as children make up 30.7% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,66029.3%
% Under 18
30.7%4.8%
% Seniors
10.9%-14.8%
% WFH
5.4%315.4%
% w/ College Degree
17.1%33.6%
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As of the latest ACS Survey released in 2023, Horton, AL is a predominantly white area, with 69.8% of the population identifying as white. The white population has shrunk by 14.8% in the last 5 years. The second most common race or ethnicity in Horton, AL is hispanic, making up 26.2% of the population. Foreign-born residents account for 11.4% of the population in Horton, AL, and this percentage has increased by 46.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
69.8%-14.8%
% Black
1.3%1,200.0%
% Hispanic
26.2%57.8%
% Asian
0.0%-100.0%
% Foreign Born
11.4%46.2%
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Mortgage and Risk — Horton, AL

According to HUD data as of 2023, there were 97 mortgage originations in Horton, AL, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Horton, AL. Investor activity is low, as 11.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
97
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
11.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Horton, AL

Horton, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
49
Total Units Section 8
20
% Rentals under Section 8
3.6%
% Occupied Section 8
86.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,000
2 BedroomN/AN/A$1,130
3 Bedroom-$130$1,550$1,420
4 BedroomN/AN/A$1,580

Affordability — Horton, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$215,000
Median Household Income$57,700

Horton, AL — ZIP Code Boundary Map

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Frequently Asked Questions