Louisville, AL36005

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$142,000
3.4% YoY Growth
Median Household Income
$46,000
0.4% 5-Year Growth
Days on Market
177
276.0% Longer than last year
Home Price Forecast
-4.6%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Other Zip Codes in Louisville, AL

Property Listings — Louisville, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Louisville, AL is 177. This is a increase of 276.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$299,00029.0%
Listing Count
669.0%
Listings as % of Homes0.0%69.0%
Days on Market
177276.0%
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Demographics — Louisville, AL

As of the latest ACS Survey released in 2023, Louisville, AL has a population of 1,490, which has decreased by -9.4% over the past 5 years. Louisville, AL is a moderately popular place for families, as children make up 21.4% of the population. The area has a poorly educated workforce, with 10.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,490-9.4%
% Under 18
21.4%9.2%
% Seniors
19.9%-7.9%
% WFH
2.1%∞%
% w/ College Degree
10.9%-34.3%
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As of the latest ACS Survey released in 2023, Louisville, AL is a predominantly white area, with 63.1% of the population identifying as white. The white population has grown by 20.4% in the last 5 years. The second most common race or ethnicity in Louisville, AL is black, making up 26.9% of the population. Foreign-born residents account for 4.2% of the population in Louisville, AL, and this percentage has increased by 250.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
63.1%20.4%
% Black
26.9%-40.9%
% Hispanic
0.9%125.0%
% Asian
3.2%100.0%
% Foreign Born
4.2%250.0%
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Mortgage and Risk — Louisville, AL

According to HUD data as of 2023, there were 29 mortgage originations in Louisville, AL, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Louisville, AL. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
29
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
0.0%
% Second Loans
7.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Louisville, AL

Louisville, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
3
Total Units Section 8
3
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$760
2 BedroomN/AN/A$1,000
3 BedroomN/AN/A$1,200
4 BedroomN/AN/A$1,330

Affordability — Louisville, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$142,000
Median Household Income$46,000

Louisville, AL — ZIP Code Boundary Map

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Frequently Asked Questions