Hamilton Crossroads, AL—36010
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hamilton Crossroads, AL
As of Oct '25, the median home price in Hamilton Crossroads, AL is $110,000, with a year-over-year change of -6.0%. This indicates that home prices in Hamilton Crossroads, AL are decreasing. According to Zillow, the 1-year price projection is -4.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $110,000 | -6.0% |
| Single Family | $110,000 | -7.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hamilton Crossroads, AL
As of July '25, Rentcast reports the average rent in Hamilton Crossroads, AL is $550, with a year-over-year rent change of -6.6%. Per bedroom, the median rent as of July '25 in Hamilton Crossroads, AL is 1-bedrooms: $550. The most common rental property sizes in Hamilton Crossroads, AL are 2-bedroom and 3-bedroom, accounting for 43.0% and 28.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $550 | $550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $550 | $550 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hamilton Crossroads, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Hamilton Crossroads, AL is 72. This is a increase of 194.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $152,000 | 13.0% |
Listing Count | 9 | -53.0% |
| Listings as % of Homes | 0.3% | -53.0% |
Days on Market | 72 | 194.0% |
Demographics — Hamilton Crossroads, AL
As of the latest ACS Survey released in 2023, Hamilton Crossroads, AL has a population of 5,140, which has increased by 5.8% over the past 5 years. Hamilton Crossroads, AL is a moderately popular place for families, as children make up 21.1% of the population. The area has a poorly educated workforce, with 14.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,140 | 5.8% |
% Under 18 | 21.1% | 2.4% |
% Seniors | 25.1% | 34.2% |
% WFH | 2.9% | -6.5% |
% w/ College Degree | 14.4% | 3.6% |
As of the latest ACS Survey released in 2023, Hamilton Crossroads, AL is a predominantly white area, with 54.2% of the population identifying as white. The white population has grown by 3.8% in the last 5 years. The second most common race or ethnicity in Hamilton Crossroads, AL is black, making up 34.8% of the population. Foreign-born residents account for 3.7% of the population in Hamilton Crossroads, AL, and this percentage has increased by 640.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 54.2% | 3.8% |
% Black | 34.8% | -22.5% |
% Hispanic | 6.8% | 655.6% |
% Asian | 0.3% | ∞% |
% Foreign Born | 3.7% | 640.0% |
Mortgage and Risk — Hamilton Crossroads, AL
According to HUD data as of 2023, there were 38 mortgage originations in Hamilton Crossroads, AL, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Hamilton Crossroads, AL. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 38 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Hamilton Crossroads, AL
Hamilton Crossroads, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 151 |
Total Units Section 8 | 110 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $550 | $760 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Hamilton Crossroads, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $110,000 |
| Median Household Income | $40,300 |