Thomas Crossroad, AL—36035
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Thomas Crossroad, AL
As of Oct '25, the median home price in Thomas Crossroad, AL is $137,000, with a year-over-year change of -0.9%. This indicates that home prices in Thomas Crossroad, AL are flat. According to Zillow, the 1-year price projection is -4.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $137,000 | -0.9% |
| Single Family | $137,000 | -3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Thomas Crossroad, AL
Thomas Crossroad, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,200 | $1,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Thomas Crossroad, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Thomas Crossroad, AL is 29. This is a increase of 353.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $175,000 | 378.0% |
Listing Count | 3 | 17.0% |
| Listings as % of Homes | 0.5% | 17.0% |
Days on Market | 29 | 353.0% |
Demographics — Thomas Crossroad, AL
As of the latest ACS Survey released in 2023, Thomas Crossroad, AL has a population of 1,850, which has increased by 26.1% over the past 5 years. Thomas Crossroad, AL is a popular place for families, as children make up 25.1% of the population. The area has a poorly educated workforce, with 22.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,850 | 26.1% |
% Under 18 | 25.1% | 8.2% |
% Seniors | 21.2% | -1.9% |
% WFH | 17.9% | 1,093.3% |
% w/ College Degree | 22.8% | 12.3% |
As of the latest ACS Survey released in 2023, Thomas Crossroad, AL is a predominantly white area, with 78.4% of the population identifying as white. The white population has grown by 12.5% in the last 5 years. The second most common race or ethnicity in Thomas Crossroad, AL is black, making up 14.0% of the population. Foreign-born residents account for 1.0% of the population in Thomas Crossroad, AL, and this percentage has decreased by 28.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.4% | 12.5% |
% Black | 14.0% | -30.7% |
% Hispanic | 2.8% | 180.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.0% | -28.6% |
Mortgage and Risk — Thomas Crossroad, AL
According to HUD data as of 2023, there were 32 mortgage originations in Thomas Crossroad, AL, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Thomas Crossroad, AL. Investor activity is low, as 6.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Thomas Crossroad, AL
Thomas Crossroad, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | $80 | $1,200 | $1,280 |
| 4 Bedroom | N/A | N/A | $1,410 |
Affordability — Thomas Crossroad, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $137,000 |
| Median Household Income | $49,500 |