Verbena, AL—36091
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Verbena, AL
As of Oct '25, the median home price in Verbena, AL is $222,000, with a year-over-year change of 1.5%. This indicates that home prices in Verbena, AL are increasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $222,000 | 1.5% |
| Single Family | $222,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Verbena, AL
Verbena, AL lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Verbena, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Verbena, AL is 119. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $330,000 | -32.0% |
Listing Count | 10 | -12.0% |
| Listings as % of Homes | 0.5% | -12.0% |
Days on Market | 119 | 46.0% |
Demographics — Verbena, AL
As of the latest ACS Survey released in 2023, Verbena, AL has a population of 3,710, which has increased by 5.1% over the past 5 years. Verbena, AL is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 9.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,710 | 5.1% |
% Under 18 | 18.4% | -5.6% |
% Seniors | 18.3% | 0.0% |
% WFH | 8.0% | 700.0% |
% w/ College Degree | 9.0% | -39.2% |
As of the latest ACS Survey released in 2023, Verbena, AL is a predominantly white area, with 81.9% of the population identifying as white. The white population has shrunk by 12.3% in the last 5 years. The second most common race or ethnicity in Verbena, AL is black, making up 11.6% of the population. Foreign-born residents account for 4.4% of the population in Verbena, AL, and this percentage has increased by 450.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.9% | -12.3% |
% Black | 11.6% | 87.1% |
% Hispanic | 4.4% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 4.4% | 450.0% |
Mortgage and Risk — Verbena, AL
According to HUD data as of 2023, there were 98 mortgage originations in Verbena, AL, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Verbena, AL. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 98 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Verbena, AL
Verbena, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $990 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Verbena, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $222,000 |
| Median Household Income | $60,900 |